2510 Independence Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2510 Independence Ln, Saint Cloud, FL 34772

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 1,160 sqft · built 1990
Lot Size	0.137 acres (5,968 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Jul 2024)
Tax Bill	$2,316 (2025)
Deeds & Mortgages	Jul 2024 Sale & Mortgage Feb 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`1626300775000F0060`

Property Details

APN / Parcel Number

Primary APN	`1626300775000F0060`
Alternative APN	`85899`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,160 sqft Heated Area
Gross Area	1,852 sqft
1st Floor Area	1,159 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Architectural Style	Mobile/Manufactured
Exterior Material	Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,968 sqft (0.137 acres)
Lot Dimensions	99 ft deep x 60 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Finished/Screened Porch
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	85899
Street Address	2510 INDEPENDENCE LN
City	SAINT CLOUD
State	FL
Zip	34772-8808
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	SPUD
Legal Description	TEKA VILLAGE PHASE 1 PB 5 PG 184 BLK F LOT 6
Legal Range	30E
Legal Township	26S
Legal Section	16
Legal Subdivision	TEKA VILLAGE
Legal Phase	1
Legal Tract	775
Legal Block	F
Legal Lot Number	6
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1028
Census Tract	43208

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2510 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2024	Warranty Deed, Transfer · FHA Mortgage OCMBC INC
Feb 6, 2023	Warranty Deed, Transfer OLIVER TITLE LAW

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2024 · Amount on Record
Deed Sale	Jul 11, 2024 · Amount on Record
Prior Sale	Feb 6, 2023 · Amount on Record
Deed Document Number	2024091173
Deed Book / Page	6632 / 582
Record Updated	Jun 8, 2026

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 11, 2024
Property Address	2510 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8808
Document Number	0066320582
Book / Page	6632 / 582
Map Reference	MB 5 PG 184
Instrument Date	Jul 10, 2024
Instrument	2024091173
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	OLIVER TITLE LAW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,435.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	607 WISCONSIN AVE, SAINT CLOUD, FL 34769-2764

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2510 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8808

Mortgage

Document Number	2024091174
Date	Jul 11, 2024
Instrument	2024091174

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 6, 2023
Property Address	2510 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8808
Document Number	0063542279
Book / Page	6354 / 2279
Map Reference	MB 5 PG 184
Instrument Date	Feb 6, 2023
Instrument	2023014766
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	OLIVER TITLE LAW

Transaction

Amount	Amount Recorded
Tax	$1,365.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	138 E HARBOR VIEW LANE # LN73A, LN73A, LA FOLLETTE, TN 37766-3014

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2510 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8808

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,316.00 (+384.52%) Homeowner's exemption	$172,300 (+216.3%) Land $48,000 Building $124,300	$172,300 (+23.34%) Land $48,000 Building $124,300
2023	$478.00 (+1.7%) Homeowner's exemption	$54,473 (+3%)	$139,700 (+42.41%) Land $35,000 Building $104,700
2022	$470.00 Homeowner's exemption	$52,887	$98,100 Land $25,000 Building $73,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 units insured incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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