2509 Independence Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2509 Independence Ln, Saint Cloud, FL 34772 · Last verified August 2026

Property Highlights

Property Type	Residential > Prefabricated > Mobile Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1990
Square Footage	1,476 sqft Living Area
Lot Size	5,575 sqft (0.128 acres)
Occupancy	Owner Occupied
Last Sale	$175,000 (2026)
Tax Bill	$577.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`16-26-30-0775-000C-0340`
Alternative APNs	`2630160775000C0340` `85849`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,476 sqft Living Area
Gross Area	2,160 sqft Gross Area
1st Floor	1,476 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Custom Design Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	5,575 sqft (0.128 acres)
Depth X Width	90 ft x 62 ft Depth x Width
Parking Spaces	3 Parking Spaces
Garage Type	Attached Garage
Garage Area	684 sqft Garage

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	2509 INDEPENDENCE LN
City	SAINT CLOUD
State	FL
Zip	34772-8809
Property Usage	Residential Property Usage
Type	Residential > Prefabricated > Mobile Home
Legal Description	TEKA VILLAGE PHASE 1 PB 5 PG 184 BLK C LOT 34
Legal Range	30E
Legal Township	26S
Legal Section	16
Legal Subdivision	TEKA VLG PH 1
Legal Phase	1
Legal Tract	775
Legal Block	C
Legal Lot Number	34
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1026
Census Tract	43208

Owner

Source: Osceola County records · APN 16-26-30-0775-000C-0340

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2509 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8809
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Single Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 16, 2026 · Amount on Record
Deed Sale	Jul 16, 2026 · Amount on Record
Deed Doc Number	202692997
Deed Book / Page	7004 / 2052
Record Refreshed	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 16, 2026
Property Address	2509 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8809
Document Number	0000092997
Book / Page	7004 / 2052
Instrument Date	Jul 09, 2026
Instrument	202692997
Transaction Type	Transfer
Record Updated	Jul 27, 2026
Title Company	MAGNOLIA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$123,725.00
Amount Accuracy	Calculated from Tax (Full/Partial Unknown)
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2509 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8809

Mortgage

Document Number	0000092998,
Date	Jul 16, 2026
Instrument	202692998

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate	6.48%
Max Rate	-1%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$577.00 (+2.85%) Homeowner's exemption	$73,692 (+5.98%)	$177,600 (+7.9%) Land $48,000 Building $129,600
2023	$561.00 (+1.81%) Homeowner's exemption	$69,531 (+3%)	$164,600 (+42.76%) Land $35,000 Building $129,600
2022	$551.00 Homeowner's exemption	$67,506	$115,300 Land $25,000 Building $90,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 70% of the US · above 51% of Florida
Wildfire Likelihood	About 1 in 405 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.