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2506 Independence Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2506 Independence Ln, Saint Cloud, FL 34772

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,560 sqft · built 1991
Lot Size0.137 acres (5,968 sqft)
OwnerIndividual Name on Record
Last Sale$144,000 (Dec 2020)
Tax Bill$1,140 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1626300775000F0040

Property Details

APN / Parcel Number

Primary APN1626300775000F0040
Alternative APN
  • 85897

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,560 sqft Heated Area
Gross Area2,412 sqft
1st Floor Area1,560 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Architectural StyleMobile/Manufactured
Exterior MaterialVinyl
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,968 sqft (0.137 acres)
Lot Dimensions99 ft deep x 60 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space
PorchPorch
Porch Area540 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number85897
Street Address2506 INDEPENDENCE LN
CitySAINT CLOUD
StateFL
Zip34772-8808
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeSPUD
Legal DescriptionTEKA VILLAGE PHASE 1 PB 5 PG 184 BLK F LOT 4
Legal Range30E
Legal Township26S
Legal Section16
Legal SubdivisionTEKA VILLAGE
Legal Phase1
Legal Tract775
Legal BlockF
Legal Lot Number4
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1028
Census Tract43208

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2506 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8808
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 30, 2020 · Amount on Record
Deed SaleDec 30, 2020 · Amount on Record
Deed Document Number2020177109
Deed Book / Page5861 / 1349
Record UpdatedJun 8, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 30, 2020
Property Address2506 INDEPENDENCE LN, SAINT CLOUD, FL 34772-8808
Document Number0058611349
Book / Page005861 / 001349
Instrument DateDec 28, 2020
Instrument177109
Transaction TypeTransfer
Record UpdatedJan 18, 2021
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,008.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2506 INDEPENDENCE LN ST CLOUD FL 347728808, ST CLOUD, FL 34772-8808

Mortgage

Document Number58611350
DateDec 30, 2020
Book Page005861/001350
Instrument177110
Lender
NameADDITION FIN'L CU
AddressLAKE MARY, FL 32746
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueDec 29, 2040

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,140.00 (+10.04%) Homeowner's exemption Senior Citizen's exemption Widower's exemption$123,235 (+5.99%)$183,500 (+7.62%) Land $48,000 Building $135,500
2023$1,036.00 (-1.99%) Homeowner's exemption Senior Citizen's exemption Widower's exemption$116,274 (+3%)$170,500 (+42.2%) Land $35,000 Building $135,500
2022$1,057.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption$112,888$119,900 Land $25,000 Building $94,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies35 units insured
incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 50% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: CenturyLink.

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