241 Chiswell Rd, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 241 Chiswell Rd, Schenectady, NY 12304 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,065 sqft · built 1950
Lot Size	0.206 acres (9,000 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Apr 2014)
Tax Bill	$2,860 (2025)
Deeds & Mortgages	Nov 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 60.62-2-4`

Property Details

APN / Parcel Number

Primary APN	`421500 60.62-2-4`
Alternative APN	`150006006200020040000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,065 sqft Living Area
1st Floor Area	1,065 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	9,000 sqft (0.206 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Canopy	60 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	241 CHISWELL RD
City	SCHENECTADY
State	NY
Zip	12304-3805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF 293 1 WOOD & GARAGE
Legal Block	2
Legal Lot Number	4.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	4
Census Block	4023
Census Tract	21802

Owner

Source: Schenectady County and Schenectady City records · APN 421500 60.62-2-4

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	241 CHISWELL RD, SCHENECTADY, NY 12304-3805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 14, 2014 · Amount on Record
Deed Sale	Apr 14, 2014 · Amount on Record
Prior Sale	Aug 27, 2004 · Amount on Record
Deed Document Number	201414264
Deed Book / Page	1892 / 311
Prior Transfer Date	Feb 07, 2014
Prior Transfer Doc	0000014264
Record Updated	Jun 08, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	241 CHISWELL RD, SCHENECTADY, NY 12304-3805
Transaction Type	Mortgage
Record Updated	Dec 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	241 CHISWELL RD, SCHENECTADY, NY 12304-3805

Mortgage

Document Number	0000065188
Date	Nov 17, 2023
Book Page	5343/390
Instrument	202365188

Lender

Name	TRUSTCO BANK
Type	Bank
Address	ALBANY, NY 12205

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Oct 27, 2043

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,860.00 (-15.11%)	$99,500 (-) Land $14,900 Building $84,600	$164,762 (+30.82%) Land $24,673 Building $140,089
2023		$99,500 (-) Land $14,900 Building $84,600	$125,949 (+3.8%) Land $18,861 Building $107,088
2022		$99,500 Land $14,900 Building $84,600	$121,341 Land $18,171 Building $103,170
2021	$3,369.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930218024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 619 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.