Schenectady County and Schenectady City property record for 246 Chiswell Rd, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,104 sqft · built 1954 |
| Lot Size | 0.257 acres (11,200 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $275,000 (Oct 2025) |
| Tax Bill | $4,073 (2026) |
| Deeds & Mortgages | Apr 2026 Transfer Oct 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.63-1-32 |
| Primary APN | 421500 60.63-1-32 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| 1st Floor Area | 816 sqft |
| Upper Floors Area | 288 sqft |
| Game Room | Game Room |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,200 sqft (0.257 acres) |
| Lot Dimensions | 140 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 314 sqft |
| Porch | Slab |
| Porch Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 246 CHISWELL RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-3806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 378 1 WOOD & GARAGE |
| Legal Block | 1 |
| Legal Lot Number | 32.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 21802 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 246 CHISWELL RD, SCHENECTADY, NY 12304-3806 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Apr 8, 2026 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| Oct 2, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 23, 2021 | Warranty Deed, Transfer EAGLE TITLE AND ABSTRACT, ELITE TITLE & ABSTRACT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2025 · Amount on Record |
| Deed Sale | Oct 2, 2025 · Amount on Record |
| Prior Sale | Apr 13, 2015 · Amount on Record |
| Deed Document Number | 202523724 |
| Deed Book / Page | 2158 / 261 |
| Last Transfer Date | Apr 2, 2026 |
| Transfer Doc | 0000008017 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 8, 2026 |
| Property Address | 246 CHISWELL RD, SCHENECTADY, NY 12304-3806 |
| Document Number | 0000008017 |
| Book / Page | 2169 / 990 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 20268017 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 246 CHISWELL RD, SCHENECTADY, NY 12304-3806 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 2, 2025 |
| Property Address | 246 CHISWELL RD, SCHENECTADY, NY 12304-3806 |
| Document Number | 0000023724 |
| Instrument Date | Sep 10, 2025 |
| Instrument | 202523724 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 246 CHISWELL RD, SCHENECTADY, NY 12304-3806 |
| Name | Verified Name |
|---|---|
| Address | 1258 CHRISLER AVE, SCHENECTADY, NY 12303-1817 |
| Document Number | 0000023725 |
|---|---|
| Date | Oct 2, 2025 |
| Instrument | 202523725 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 23, 2021 |
| Property Address | 246 CHISWELL RD, SCHENECTADY, NY 12304-3806 |
| Document Number | 0000012004 |
| Book / Page | 2054 / 737 |
| Instrument Date | Mar 1, 2021 |
| Instrument | 202112004 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | EAGLE TITLE AND ABSTRACT, ELITE TITLE & ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Tax | $460.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1030 DUDLEY RD, 1030, SCHENECTADY, NY 12303-2620 |
| Name | Verified Name |
|---|---|
| Address | 30 AMELIA DR, SCHENECTADY, NY 12309-3230 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,073.00 (+1.37%) | ||
| 2025 | $4,018.00 (+7.49%) | $72,479 (-) Land $18,400 Building $54,079 | $120,018 (+13.35%) Land $30,469 Building $89,549 |
| 2024 | $72,479 (-) Land $18,400 Building $54,079 | $105,886 (+15.41%) Land $26,881 Building $79,005 | |
| 2023 | $72,479 (-) Land $18,400 Building $54,079 | $91,746 (+3.8%) Land $23,291 Building $68,455 | |
| 2022 | $72,479 Land $18,400 Building $54,079 | $88,389 Land $22,439 Building $65,950 | |
| 2021 | $3,738.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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