San Joaquin County property record for 2509 Gaines Ln, Tracy, CA 95377
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,051 sqft · built 2002 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Trust Name on File |
| Last Sale | $296,500 (Sep 2002) |
| Tax Bill | $5,914 (2026) |
| Deeds & Mortgages | Feb 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 238-440-540-000 |
| Primary APN | 238-440-540-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,051 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 5,000 sqft (0.115 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 238-440-54 |
|---|---|
| Street Address | 2509 GAINES LN |
| City | TRACY |
| State | CA |
| Zip | 95377-7916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 02 FM PT OF 238-440-30/PER LYON CROSSROADS UNIT 5 |
| Legal Subdivision | LYON CROSSROADS |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 5211 |
2509 Gaines Ln is owner-occupied and held in a trust since July 2005.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 2509 GAINES LN, TRACY, CA 95377-7916 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 20, 2002 · Amount on File |
| Deed Sale | Sep 20, 2002 · Amount on File |
| Deed Document Number | 2002162653 |
| Last Transfer Date | Jul 8, 2005 |
| Transfer Doc | 0000169075 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Feb 10, 2022 |
| Property Address | 2509 GAINES LN, TRACY, CA 95377-7916 |
| Document Number | 0000018582 |
| Map Reference | MB 36 PG 75 |
| Instrument Date | Feb 2, 2022 |
| Instrument | 2022-018582 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2509 GAINES LN, TRACY, CA 95377-7916 |
The 2026 property tax bill for 2509 Gaines Ln was $5,914 with a homeowner's exemption, down 10.2% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,914.00 (-10.19%) | ||
| 2025 | $6,585.00 Homeowner's exemption | $457,256 Land $173,786 Building $283,470 | |
| 2023 | $6,028.00 (-2.38%) Homeowner's exemption | $439,502 Land $167,039 Building $272,463 | $685,980 |
| 2022 | $6,175.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2509 Gaines Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2509 Gaines Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: DigitalPath, Matrix Broadband.
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