San Joaquin County property record for 2488 Gaines Ln, Tracy, CA 95377
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,051 sqft · built 2002 |
| Lot Size | 0.138 acres (5,999 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $605,000 (Apr 2026) |
| Tax Bill | $5,592 (2026) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 238-440-570-000 |
| Primary APN | 238-440-570-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,051 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 5,999 sqft (0.138 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 238-440-57 |
|---|---|
| Street Address | 2488 GAINES LN |
| City | TRACY |
| State | CA |
| Zip | 95377-7915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 01 FM PT OF 238-440-31/PER LYON CROSSROADS UNIT #5 |
| Legal Subdivision | LYON CROSSROADS |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 5211 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2488 GAINES LN, TRACY, CA 95377-7915 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Apr 21, 2026 | Grant Deed, Transfer · Conventional Mortgage AMWEST FUNDING CORPORATION |
| Apr 21, 2026 | Grant Deed, Transfer OLD REPUBLIC TITLE |
| Jul 19, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage UNCLE CU |
| Aug 16, 2021 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 21, 2026 · Amount on Record |
| Deed Sale | Apr 21, 2026 · Amount on Record |
| Prior Sale | Aug 30, 2002 · Amount on Record |
| Deed Document Number | 202635991 |
| Prior Transfer Date | Jul 11, 2022 |
| Prior Transfer Doc | 0000087574 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Apr 21, 2026 |
| Property Address | 2488 GAINES LN, TRACY, CA 95377-7915 |
| Document Number | 0000035991 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 2026.35991 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $67,215.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2488 GAINES LN, TRACY, CA 95377-7915 |
| Document Number | 0000035992, |
|---|---|
| Date | Apr 21, 2026 |
| Instrument | 2026.35992 |
| Name | AMWEST FUNDING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Apr 21, 2026 |
| Property Address | 2488 GAINES LN, TRACY, CA 95377-7915 |
| Document Number | 0000035990 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 202635990 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 141 ALTAMONT CT, FAIRFIELD, CA 94534-8514 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jul 19, 2022 |
| Property Address | 2488 GAINES LN, TRACY, CA 95377-7915 |
| Document Number | 0000087574 |
| Map Reference | MB 36 PG 75 |
| Instrument Date | Jul 11, 2022 |
| Instrument | 2022-087574 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2488 GAINES LN, TRACY, CA 95377-7915 |
| Document Number | 0000087575 |
|---|---|
| Date | Jul 19, 2022 |
| Instrument | 2022-087575 |
| Name | UNCLE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Aug 16, 2021 |
| Property Address | 2488 GAINES LN, TRACY, CA 95377-7915 |
| Document Number | 0000136759 |
| Map Reference | MB 36 PG 75 |
| Instrument Date | Aug 11, 2021 |
| Instrument | 2021-136759 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2488 GAINES LN, TRACY, CA 95377-7915 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,592.00 (-10.71%) | ||
| 2025 | $6,263.00 (+9.17%) Homeowner's exemption | $429,199 (+4.04%) Land $127,442 Building $301,757 | |
| 2023 | $5,737.00 (-2.6%) Homeowner's exemption | $412,536 Land $122,495 Building $290,041 | $647,100 |
| 2022 | $5,890.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 400 / 80 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures