2529 Gaines Ln, Tracy, CA 95377 Property Records

San Joaquin County property record for 2529 Gaines Ln, Tracy, CA 95377

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,658 sqft · built 2002
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Company Names on Record
Last Sale	$274,000 (Aug 2002)
Tax Bill	$5,220 (2026)
Deeds & Mortgages	Aug 2026 Transfer Mar 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`238-440-520-000`

Property Details

APN / Parcel Number

Primary APN	`238-440-520-000`
Alternative APN	`238-440-52`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,658 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,000 sqft (0.115 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	238-440-52
Street Address	2529 GAINES LN
City	TRACY
State	CA
Zip	95377-7916
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5
Legal Subdivision	LYON CROSSROADS
Legal Block	2
Legal Lot Number	5
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2002
Census Tract	5211

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	2529 GAINES LN, TRACY, CA 95377-7916
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Mar 15, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 4, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2002 · Amount on Record
Deed Sale	Aug 21, 2002 · Amount on Record
Deed Document Number	2002142934
Last Transfer Date	Mar 27, 2017
Transfer Doc	0000037818
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 19, 2026
Property Address	2529 GAINES LN, TRACY, CA 95377-7916
Document Number	0000075450
Instrument Date	Jul 31, 2026
Instrument	202675450
Transaction Type	Transfer
Record Updated	Sep 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2529 GAINES LN, TRACY, CA 95377-7916

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 15, 2019
Property Address	2529 GAINES LN, TRACY, CA 95377-7916
Document Number	0000026237
Instrument Date	Mar 15, 2019
Instrument	26237
Transaction Type	Transfer
Record Updated	Apr 2, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2529 GAINES LN TRACY CA 953777916, TRACY, CA 95377-7916

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 4, 2017
Property Address	2529 GAINES LN, TRACY, CA 95377-7916
Document Number	0000037818
Map Reference	MAP36 PG75
Instrument Date	Mar 27, 2017
Instrument	2017-037818
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	TSI ESCROW CERRITOS

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2529 GAINES LN, TRACY, CA 95377-7916

Mortgage

Document Number	0000037819
Date	Apr 4, 2017
Instrument	2017-037819

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2037

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,220.00 (-11.38%)
2025	$5,890.00 (+9.09%) Homeowner's exemption	$396,801 (+4.04%) Land $118,753 Building $278,048
2023	$5,399.00 (-2.86%) Homeowner's exemption	$381,395 Land $114,143 Building $267,252	$616,860
2022	$5,558.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: DigitalPath, Matrix Broadband.

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