San Joaquin County property record for 2498 Gaines Ln, Tracy, CA 95377
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,434 sqft · built 2002 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,366 (2025) |
| Deeds & Mortgages | Mar 2022 Transfer Mar 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 238-440-580-000 |
| Primary APN | 238-440-580-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,434 sqft Living Area |
| 1st Floor Area | 1,434 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 5,000 sqft (0.115 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 238-440-58 |
|---|---|
| Street Address | 2498 GAINES LN |
| City | TRACY |
| State | CA |
| Zip | 95377-7915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 01 FM PT OF 238-440-31/PER LYON CROSSROADS UNIT #5 |
| Legal Subdivision | LYON CROSSROADS |
| Legal Block | 2 |
| Legal Lot Number | 11 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 5211 |
Source: San Joaquin County records, as of September 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2498 GAINES LN, TRACY, CA 95377-7915 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2022 | Intrafamily Transfer, Transfer PACIFIC COAST TITLE COMPANY |
| Mar 17, 2020 | Deed of Trust, Mortgage · VA Mortgage BROKER SOLUTIONS INC |
| Jun 15, 2021 | Intrafamily Transfer, Transfer · VA Mortgage BROKER SOLUTIONS INC |
| Oct 26, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Apr 15, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2021 |
| Deed Sale | Jun 15, 2021 |
| Prior Sale | Oct 26, 2020 |
| Deed Document Number | 2021102700 |
| Prior Transfer Date | Apr 26, 2021 |
| Prior Transfer Doc | 0000038765 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Mar 24, 2022 |
| Property Address | 2498 GAINES LN, TRACY, CA 95377-7915 |
| Document Number | 0000038765 |
| Map Reference | MB 36 PG 75 |
| Instrument Date | Apr 26, 2021 |
| Instrument | 2022-038765 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2022 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2498 GAINES LN, TRACY, CA 95377-7915 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 2498 GAINES LN, TRACY, CA 95377-7915 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000033697 |
|---|---|
| Date | Mar 17, 2020 |
| Instrument | 2020-033697 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jun 15, 2021 |
| Property Address | 2498 GAINES LN, TRACY, CA 95377-7915 |
| Document Number | 0000102700 |
| Map Reference | MB 36 PG 75 |
| Instrument Date | Dec 23, 2020 |
| Instrument | 2021-102700 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2498 GAINES LN, TRACY, CA 95377-7915 |
| Document Number | 0000102701 |
|---|---|
| Date | Jun 15, 2021 |
| Instrument | 2021-102701 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Jan 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Oct 26, 2020 |
| Property Address | 2498 GAINES LN, TRACY, CA 95377-7915 |
| Document Number | 0000143982 |
| Instrument Date | Sep 25, 2020 |
| Instrument | 143982 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2498 GAINES LN TRACY CA 953777915, TRACY, CA 95377-7915 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Apr 15, 2020 |
| Property Address | 2498 GAINES LN, TRACY, CA 95377-7915 |
| Document Number | 0000045727 |
| Instrument Date | Mar 20, 2020 |
| Instrument | 45727 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $165.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2498 GAINES LN TRACY CA 953777915, TRACY, CA 95377-7915 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,366.00 (+3.5%) Veteran's exemption | $258,149 (+4.04%) Land $64,536 Building $193,613 | |
| 2023 | $2,286.00 (-11.94%) Disabled Person's exemption Veteran's exemption | $248,127 Land $62,031 Building $186,096 | $436,410 |
| 2022 | $2,596.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 400 / 80 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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