San Joaquin County property record for 2508 Gaines Ln, Tracy, CA 95377
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,658 sqft · built 2002 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Trust Name on File |
| Last Sale | $152,000 (Apr 2016) |
| Tax Bill | $5,022 (2026) |
| Deeds & Mortgages | Oct 2022 Transfer Oct 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 238-440-590-000 |
| Primary APN | 238-440-590-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,658 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 5,000 sqft (0.115 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 238-440-59 |
|---|---|
| Street Address | 2508 GAINES LN |
| City | TRACY |
| State | CA |
| Zip | 95377-7916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 01 FM PT OF 238-440-31/PER LYON CROSSROADS UNIT #5 |
| Legal Subdivision | LYON CROSSROADS |
| Legal Block | 2 |
| Legal Lot Number | 12 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 5211 |
2508 Gaines Ln is owner-occupied and held in a trust since July 2020.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 2508 GAINES LN, TRACY, CA 95377-7916 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 4, 2022 | Affidavit of Death of Joint Tenant, Transfer |
| Oct 4, 2022 | Intrafamily Transfer, Transfer |
| Jul 31, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage XCEED FINANCIAL FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2016 · Amount on File |
| Deed Sale | Apr 28, 2016 · Amount on File |
| Prior Sale | May 21, 2009 · Amount on File |
| Deed Document Number | 201647846 |
| Last Transfer Date | Jul 25, 2020 |
| Transfer Doc | 0000115522 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Oct 4, 2022 |
| Property Address | 2508 GAINES LN, TRACY, CA 95377-7916 |
| Document Number | 0000115522 |
| Map Reference | MB 36 PG 75 |
| Instrument Date | Oct 3, 2022 |
| Instrument | 2022-115522 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Oct 4, 2022 |
| Property Address | 2508 GAINES LN, TRACY, CA 95377-7916 |
| Document Number | 0000115523 |
| Map Reference | MB 36 PG 75 |
| Instrument Date | Oct 3, 2022 |
| Instrument | 2022-115523 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 2508 GAINES LN, TRACY, CA 95377-7916 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jul 31, 2020 |
| Property Address | 2508 GAINES LN, TRACY, CA 95377-7916 |
| Document Number | 0000092694 |
| Map Reference | MB 36 PG 75 |
| Instrument Date | Jul 25, 2020 |
| Instrument | 2020-092694 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | WFG NATIONAL TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2508 GAINES LN, TRACY, CA 95377-7916 |
| Investor | Possibly a Property Investor |
| Document Number | 0000092695 |
|---|---|
| Date | Jul 31, 2020 |
| Instrument | 2020-092695 |
| Name | XCEED FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
The 2026 property tax bill for 2508 Gaines Ln was $5,022, down 11.8% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,022.00 (-11.8%) | ||
| 2025 | $5,694.00 | $372,741 Land $115,959 Building $256,782 | |
| 2023 | $5,224.00 (-3.06%) | $358,269 Land $111,457 Building $246,812 | $612,090 |
| 2022 | $5,389.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2508 Gaines Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2508 Gaines Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 400 / 80 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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