2508 Monica Ln, Bloomington, IL 61705 Property Records

McLean County property record for 2508 Monica Ln, Bloomington, IL 61705

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,729 sqft · built 2005
Lot Size	0.172 acres (7,510 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (May 2025)
Tax Bill	$6,702 (2024)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-18-331-005`

Property Details

APN / Parcel Number

Primary APN	`21-18-331-005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,729 sqft Living Area
Gross Area	3,231 sqft
1st Floor Area	1,117 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	7,510 sqft (0.172 acres)
Lot Dimensions	115 ft deep x 65 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	502 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Deck Area	268 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2508 MONICA LN
City	BLOOMINGTON
State	IL
Zip	61705-4131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	FOX LAKE SUB 4TH ADD LT 46
Legal Range	02E
Legal Township	23N
Legal Section	18
Legal Subdivision	FOX LAKE SUB
Legal Lot Number	46
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1034
Census Tract	1402

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2508 MONICA LN, BLOOMINGTON, IL 61705-4131
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2024	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Mar 16, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2025 · Amount on Record
Deed Sale	May 14, 2025 · Amount on Record
Prior Sale	Mar 22, 2024 · Amount on Record
Deed Document Number	20256393
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 22, 2024
Property Address	2508 MONICA LN, BLOOMINGTON, IL 61705-4131
Document Number	202400003426
Map Reference	DOC 2005-6374
Instrument Date	Mar 20, 2024
Instrument	2024-00003426
Transaction Type	Transfer
Record Updated	Apr 2, 2024
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2508 MONICA LN, BLOOMINGTON, IL 61705-4131

Mortgage

Document Number	202400003427
Date	Mar 22, 2024
Instrument	2024-00003427

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.62%
Change Frequency	10 Years

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 16, 2023
Property Address	2508 MONICA LN, BLOOMINGTON, IL 61705-4131
Document Number	202300003375
Map Reference	DOC 2005-6374
Instrument Date	Mar 9, 2023
Instrument	2023-00003375
Transaction Type	Transfer
Record Updated	Mar 24, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2508 MONICA LN, BLOOMINGTON, IL 61705-4131

Mortgage

Document Number	202300003376
Date	Mar 16, 2023
Instrument	2023-00003376

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.62%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$112,492 (+16.75%) Land $21,709 Building $90,783	$337,476 (+16.75%) Land $65,127 Building $272,349
2024	$6,702.00 (+337.47%)
2023	$1,532.00 (-74.8%)	$96,355 (+28.82%) Land $18,595 Building $77,760	$289,065 (+28.82%) Land $55,785 Building $233,280
2022	$6,079.00	$74,799 Land $14,435 Building $60,364	$224,397 Land $43,305 Building $181,092

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, T-Mobile, Watch TV.

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