2511 Monica Ln, Bloomington, IL 61705 Property Records

McLean County property record for 2511 Monica Ln, Bloomington, IL 61705

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,947 sqft · built 2006
Lot Size	0.183 acres (7,965 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Feb 2015)
Tax Bill	$8,370 (2024)
Deeds & Mortgages	Jun 2021 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-18-326-012`

Property Details

APN / Parcel Number

Primary APN	`21-18-326-012`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,947 sqft Living Area
Gross Area	3,531 sqft
1st Floor Area	1,203 sqft
Basement Area	532 sqft
Finished Basement	532 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	7,965 sqft (0.183 acres)
Lot Dimensions	121 ft deep x 66 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	584 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Deck Area	224 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2511 MONICA LN
City	BLOOMINGTON
State	IL
Zip	61705-4131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	FOX LAKE SUB 4TH ADD LT 36
Legal Range	02E
Legal Township	23N
Legal Section	18
Legal Subdivision	FOX LAKE SUB
Legal Lot Number	36
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1030
Census Tract	1402

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2511 MONICA LN, BLOOMINGTON, IL 61705-4131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Nov 19, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage STATE FARM BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2015 · Amount on Record
Deed Sale	Feb 27, 2015 · Amount on Record
Deed Document Number	20153217
Last Transfer Date	Nov 5, 2019
Transfer Doc	0000019130
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2511 MONICA LN, BLOOMINGTON, IL 61705-4131
Transaction Type	Mortgage
Record Updated	Jul 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100014596
Date	Jun 21, 2021
Instrument	2021-00014596

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	167 Months
Due	May 1, 2035

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Nov 19, 2019
Property Address	2511 MONICA LN, BLOOMINGTON, IL 61705-4131
Document Number	201900019130
Map Reference	DOC 2005-00006374
Instrument Date	Nov 5, 2019
Instrument	2019-00019130
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2511 MONICA LN, BLOOMINGTON, IL 61705-4131

Mortgage

Document Number	201900019131
Date	Nov 19, 2019
Instrument	2019-00019131

Lender

Name	STATE FARM BANK FSB
Type	Bank
Address	EARTH CITY, MO 63045

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2034

Interest

Rate	3.5%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$115,502 (+16.75%) Land $22,485 Building $93,017	$346,506 (+16.75%) Land $67,455 Building $279,051
2024	$8,370.00 (+6.31%)
2023	$7,873.00	$98,934 Land $19,260 Building $79,674	$296,802 Land $57,780 Building $239,022

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, T-Mobile, Watch TV.

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