2505 Monica Ln, Bloomington, IL 61705 Property Records

McLean County property record for 2505 Monica Ln, Bloomington, IL 61705

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,850 sqft · built 2004
Lot Size	0.211 acres (9,201 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,870 (2024)
Deeds & Mortgages	Oct 2025 Line of Credit Aug 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-18-326-009`

Property Details

APN / Parcel Number

Primary APN	`21-18-326-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,850 sqft Living Area
Gross Area	2,367 sqft
1st Floor Area	1,850 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	9,201 sqft (0.211 acres)
Lot Dimensions	120 ft deep x 76 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	517 sqft
Parking Spaces	2 Parking Spaces
Deck Area	132 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2505 MONICA LN
City	BLOOMINGTON
State	IL
Zip	61705-4131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	FOX LAKE SUB 1ST ADD LOT 33
Legal Range	02E
Legal Township	23N
Legal Section	18
Legal Subdivision	FOX LAKE SUB
Legal Lot Number	33
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1030
Census Tract	1402

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2505 MONICA LN, BLOOMINGTON, IL 61705-4131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 25, 2023	Deed of Trust, Mortgage · Commercial Mortgage US BANK NA
Aug 31, 2021	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2505 MONICA LN, BLOOMINGTON, IL 61705-4131
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2505 MONICA LN, BLOOMINGTON, IL 61705-4131

Mortgage

Document Number	202500015036
Date	Oct 22, 2025
Instrument	2025-00015036

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 5, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2505 MONICA LN, BLOOMINGTON, IL 61705-4131
Transaction Type	Mortgage
Record Updated	Sep 6, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2505 MONICA LN, BLOOMINGTON, IL 61705-4131

Mortgage

Document Number	202300011261
Date	Aug 25, 2023
Instrument	2023-00011261

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 16, 2043

Interest

Rate	8.95%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2505 MONICA LN, BLOOMINGTON, IL 61705-4131
Transaction Type	Mortgage
Record Updated	Sep 10, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2505 MONICA LN, BLOOMINGTON, IL 61705-4131

Mortgage

Document Number	202100021178
Date	Aug 31, 2021
Instrument	2021-00021178

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 10, 2041

Interest

Rate	4.6%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$95,938 (+16.75%) Land $24,501 Building $71,437	$287,814 (+16.75%) Land $73,503 Building $214,311
2024	$6,870.00 (+6.45%)
2023	$6,454.00	$82,175 Land $20,986 Building $61,189	$246,525 Land $62,958 Building $183,567

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, T-Mobile, Watch TV.

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