2510 Monica Ln, Bloomington, IL 61705 Property Records

McLean County property record for 2510 Monica Ln, Bloomington, IL 61705

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,710 sqft · built 2014
Lot Size	0.172 acres (7,511 sqft)
Owner	2 Individual Names on Record
Last Sale	$339,000 (May 2023)
Tax Bill	$7,922 (2024)
Deeds & Mortgages	May 2023 Sale Oct 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-18-331-006`

Property Details

APN / Parcel Number

Primary APN	`21-18-331-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,710 sqft Living Area
Gross Area	2,271 sqft
1st Floor Area	1,710 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	7,511 sqft (0.172 acres)
Lot Dimensions	115 ft deep x 65 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	561 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2510 MONICA LN
City	BLOOMINGTON
State	IL
Zip	61705-4131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	FOX LAKE SUB 4TH ADD LT 45
Legal Range	02E
Legal Township	23N
Legal Section	18
Legal Subdivision	FOX LAKE SUB
Legal Lot Number	45
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1034
Census Tract	1402

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2510 MONICA LN, BLOOMINGTON, IL 61705-4131
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Warranty Deed, Transfer NOT AVAILABLE, FTC
Oct 26, 2021	Transfer on Death Deed, Transfer
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO
Feb 20, 2019	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2023 · Amount on Record
Deed Sale	May 3, 2023 · Amount on Record
Prior Sale	Feb 20, 2019 · Amount on Record
Deed Document Number	20235564
Prior Transfer Date	Oct 21, 2021
Prior Transfer Doc	0000025777
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	May 3, 2023
Property Address	2510 MONICA LN, BLOOMINGTON, IL 61705-4131
Document Number	202300005564
Map Reference	DOC 2005-00006374
Instrument Date	Apr 27, 2023
Instrument	2023-00005564
Transaction Type	Transfer
Record Updated	May 16, 2023
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount Recorded
Tax	$339.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2510 MONICA LN, BLOOMINGTON, IL 61705-4131

October 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 26, 2021
Property Address	2510 MONICA LN, BLOOMINGTON, IL 61705-4131
Document Number	202100025777
Map Reference	DOC 2005-6374
Instrument Date	Oct 21, 2021
Instrument	2021-00025777
Transaction Type	Transfer
Record Updated	Nov 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2510 MONICA LN, 2510, BLOOMINGTON, IL 61705-4131

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2510 MONICA LN, BLOOMINGTON, IL 61705-4131
Transaction Type	Mortgage
Record Updated	May 14, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000007168
Date	Apr 27, 2020
Instrument	2020-00007168

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Feb 20, 2019
Property Address	2510 MONICA LN, BLOOMINGTON, IL 61705-4131
Document Number	201900002456
Map Reference	DOC 2005-6374
Instrument Date	Feb 8, 2019
Instrument	2019-00002456
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$337.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2510 MONICA LN, BLOOMINGTON, IL 61705-4131

Mortgage

Document Number	201900002457
Date	Feb 20, 2019
Instrument	2019-00002457

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$114,928 (+16.75%) Land $21,711 Building $93,217	$344,784 (+16.75%) Land $65,133 Building $279,651
2024	$7,922.00 (+1.15%)
2023	$7,832.00	$98,442 Land $18,597 Building $79,845	$295,326 Land $55,791 Building $239,535

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, T-Mobile, Watch TV.

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