2503 Monica Ln, Bloomington, IL 61705 Property Records

McLean County property record for 2503 Monica Ln, Bloomington, IL 61705

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,299 sqft · built 2000
Lot Size	0.18 acres (7,828 sqft)
Owner	Individual Name on Record
Last Sale	$194,000 (Jan 2020)
Tax Bill	$7,492 (2024)
Deeds & Mortgages	Apr 2023 Line of Credit Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-18-326-008`

Property Details

APN / Parcel Number

Primary APN	`21-18-326-008`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,299 sqft Living Area
Gross Area	2,771 sqft
1st Floor Area	1,057 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	7,828 sqft (0.18 acres)
Lot Dimensions	122 ft deep x 61 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Deck Area	230 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2503 MONICA LN
City	BLOOMINGTON
State	IL
Zip	61705-4131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	FOX LAKE SUB 1ST ADD LOT 32
Legal Range	02E
Legal Township	23N
Legal Section	18
Legal Subdivision	FOX LAKE SUB
Legal Lot Number	32
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1030
Census Tract	1402

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2503 MONICA LN, BLOOMINGTON, IL 61705-4131
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2023	Deed of Trust, Mortgage · Line of Credit ILLINOIS STATE CU
Feb 1, 2022	Intrafamily Transfer, Transfer · FHA Mortgage GUARANTEED RATE INC
Jan 29, 2020	Warranty Deed, Transfer ALLIANCE LAND TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2020 · Amount on Record
Deed Sale	Jan 29, 2020 · Amount on Record
Deed Document Number	20201892
Last Transfer Date	Jan 14, 2022
Transfer Doc	0000002131
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2503 MONICA LN, BLOOMINGTON, IL 61705-4131
Transaction Type	Mortgage
Record Updated	Apr 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300004573
Date	Apr 12, 2023
Instrument	2023-00004573

Lender

Name	ILLINOIS STATE CU
Type	Credit Union
Address	BLOOMINGTON, IL 61704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 11, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Feb 1, 2022
Property Address	2503 MONICA LN, BLOOMINGTON, IL 61705-4131
Document Number	202200002131
Map Reference	DOC 99-36953
Instrument Date	Jan 14, 2022
Instrument	2022-00002131
Transaction Type	Transfer
Record Updated	Feb 9, 2022
Title Company	NATIONAL TITLE SOLUTIONS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2503 MONICA LN, BLOOMINGTON, IL 61705-4131

Mortgage

Document Number	202200002132
Date	Feb 1, 2022
Instrument	2022-00002132

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.5%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jan 29, 2020
Property Address	2503 MONICA LN, BLOOMINGTON, IL 61705-4131
Document Number	202000001892
Map Reference	DOC 99-36953
Instrument Date	Jan 24, 2019
Instrument	2020-00001892
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$291.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2503 MONICA LN, BLOOMINGTON, IL 61705-4131

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$104,057 (+16.75%) Land $22,252 Building $81,805	$312,171 (+16.75%) Land $66,756 Building $245,415
2024	$7,492.00 (+6.38%)
2023	$7,043.00 (+26.15%)	$89,129 (+28.82%) Land $19,059 Building $70,070	$267,387 (+28.82%) Land $57,177 Building $210,210
2022	$5,583.00	$69,189 Land $14,795 Building $54,394	$207,567 Land $44,385 Building $163,182

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, T-Mobile, Watch TV.

Nearby Properties on Monica Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures