Jackson County property record for 25071 Bernard Rd, Bernard, IA 52032
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 1 ba · 1,448 sqft · built 1918 |
| Lot Size | 7.16 acres (311,890 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,286 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 050416400009000 |
| Primary APN | 050416400009000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,448 sqft Living Area |
| 1st Floor Area | 672 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 311,890 sqft (7.16 acres) |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 15 sqft |
| Patio Area | 91 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 25071 BERNARD RD |
|---|---|
| City | BERNARD |
| State | IA |
| Zip | 52032-9122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SE SE EX S115.33' OF N181.5' E OF RD & EX PT PARCEL 17-2020 & PT PARCEL 18-2020 SURV 20-1836 |
| Legal Range | 01E |
| Legal Township | 86N |
| Legal Section | 16 |
| Jurisdiction | JACKSON IA |
| Township / Civil Division | BUTLER |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 950100 |
25071 Bernard Rd, a rural home, is owned by an individual.
Source: Jackson County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18766 HIGGINSPORT RD, BERNARD, IA 52032-9589 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON IA |
| Property Address | 25071 BERNARD RD, BERNARD, IA 52032-9122 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000205501 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 20-5501 |
| Name | FIDELITY BANK & TRUST NA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Dec 28, 2060 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 25071 Bernard Rd was $1,286.
Source: Jackson County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Jackson County |
| Unified School District | Western Dubuque County Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,286.00 | $118,800 (-) Land $19,800 Building $99,000 | $118,800 (-) Land $19,800 Building $99,000 |
| 2025 | $1,286.00 (+5.07%) | $118,800 Land $19,800 Building $99,000 | $118,800 Land $19,800 Building $99,000 |
| 2024 | $1,224.00 | ||
| 2023 | $103,200 Land $14,800 Building $88,400 | $103,200 Land $14,800 Building $88,400 | |
| 2022 | $1,080.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 25071 Bernard Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 25071 Bernard Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bernard Telephone Company Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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