Jackson County property record for 23737 Bernard Rd, Bernard, IA 52032
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,512 sqft · built 1913 |
| Lot Size | 3.02 acres (131,551 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $150,000 (Feb 2005) |
| Tax Bill | $2,950 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 050421400009000 |
| Primary APN | 050421400009000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 756 sqft |
| Basement Area | 756 sqft |
| Unfinished Basement | 756 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Exterior Material | Vinyl |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 131,551 sqft (3.02 acres) |
| Garage Type | Detached |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | Deck Area |
| Patio Area | 252 sqft |
| Granary | Granary |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 23737 BERNARD RD |
|---|---|
| City | BERNARD |
| State | IA |
| Zip | 52032-9126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARCEL C PT E1/2 SW SE & PT SE SE SURV 1P-35 |
| Legal Range | 01E |
| Legal Township | 86N |
| Legal Section | 21 |
| Jurisdiction | JACKSON IA |
| Township / Civil Division | BUTLER |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 950100 |
Source: Jackson County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 23737 BERNARD RD, BERNARD, IA 52032-9126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 23, 2005 · Amount on Record |
| Deed Sale | Feb 23, 2005 · Amount on Record |
| Deed Document Number | 2005758 |
| Deed Book / Page | 2005 / 758 |
| Prior Transfer Date | Feb 11, 2005 |
| Prior Transfer Doc | 02005/0758 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON IA |
| Property Address | 23737 BERNARD RD, BERNARD, IA 52032-9126 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000211607 |
|---|---|
| Date | Apr 13, 2021 |
| Instrument | 21-1607 |
| Name | OHNWARD BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Jackson County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Jackson County |
| Unified School District | Western Dubuque County Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,950.00 | $290,700 (-) Land $46,900 Building $243,800 | $290,700 (-) Land $46,900 Building $243,800 |
| 2025 | $2,950.00 (+5.06%) | $290,700 (+11.21%) Land $46,900 Building $243,800 | $290,700 (+11.21%) Land $46,900 Building $243,800 |
| 2024 | $2,808.00 (+14.05%) | ||
| 2023 | $261,400 Land $43,800 Building $217,600 | $261,400 Land $43,800 Building $217,600 | |
| 2022 | $2,462.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bernard Telephone Company Fiber | 1,000 / 1,000 |
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