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24096 Bernard Rd, Bernard, IA 52032 Property Records

Jackson County property record for 24096 Bernard Rd, Bernard, IA 52032

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 2,040 sqft · built 1974
Lot Size2.27 acres (98,881 sqft)
Owner2 Individual Names on File
Last Sale$395,000 (Jun 2023)
Tax Bill$3,670 (2026)
Deeds & MortgagesOct 2016 Mortgage
Jun 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN050421400011000

Property Details

APN / Parcel Number

Primary APN050421400011000

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths4 Half Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,040 sqft Living Area
1st Floor Area1,200 sqft
Basement Area1,200 sqft
Finished Basement550 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleCape Cod
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area98,881 sqft (2.27 acres)
Garage TypeAttached
Garage Area540 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area25 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGeothermal

Location & Zoning

Street Address24096 BERNARD RD
CityBERNARD
StateIA
Zip52032-9125
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARCEL D PT NW SE SURV 2016-3337
Legal Range01E
Legal Township86N
Legal Section21
JurisdictionJACKSON IA
Township / Civil DivisionBUTLER
Census Block Group2
Census Block2026
Census Tract950100

Owner

24096 Bernard Rd is owned and occupied by two individuals who bought it in June 2023.

Source: Jackson County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address24096 BERNARD RD, BERNARD, IA 52032-9125
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2016Deed of Trust, Mortgage · Conventional Mortgage
ALLIANT CU
Jun 15, 2023Warranty Deed, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 15, 2023 · Amount on File
Deed SaleJun 15, 2023 · Amount on File
Deed Document Number20231545
Record UpdatedOct 29, 2026

October 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON IA
Property Address24096 BERNARD RD, BERNARD, IA 52032-9125
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02016/3683
DateOct 10, 2016
Book Page2016/3683
Instrument16-3683
Lender
NameALLIANT CU
TypeCredit Union
AddressDUBUQUE, IA 52002
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2046

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON IA
Recording DateJun 15, 2023
Property Address24096 BERNARD RD, BERNARD, IA 52032-9125
Document Number0000231545
Instrument DateJun 15, 2023
Instrument23-1545
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$631.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address24096 BERNARD RD, BERNARD, IA 52032-9125

Mortgage

Document Number0000231547
DateJun 15, 2023
Instrument23-1547
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 24096 Bernard Rd was $3,670 with a homeowner's exemption.

Source: Jackson County assessment roll, as of October 10, 2025

Property Jurisdictions

TypeName
StateIowa
CountyJackson County
Unified School DistrictWestern Dubuque County Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,670.00$372,500 (-) Land $44,300 Building $328,200$372,500 (-) Land $44,300 Building $328,200
2025$3,670.00 (+3.97%) Homeowner's exemption$372,500 Land $44,300 Building $328,200$372,500 Land $44,300 Building $328,200
2024$3,530.00
2023$338,700 (+29.03%) Land $42,000 Building $296,700$338,700 Land $42,000 Building $296,700
2022$3,088.00 (+1.05%) Homeowner's exemption$262,500 Land $42,000 Building $220,500
2021$3,056.00$262,500 Land $42,000 Building $220,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24096 Bernard Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 24096 Bernard Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Bernard Telephone Company
Fiber		1,000 / 1,000

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