23366 Bernard Rd, Bernard, IA 52032 Property Records

Jackson County property record for 23366 Bernard Rd, Bernard, IA 52032

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,316 sqft · built 1958
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,734 (2026)
Flood Zone	Zone X (minimal risk)
APN	`050428200005000`

Property Details

APN / Parcel Number

Primary APN	`050428200005000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,316 sqft Living Area
1st Floor Area	924 sqft
Basement Area	924 sqft
Finished Basement	500 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Vinyl
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Mixed
Garage Area	692 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	20 sqft
Deck Area	Deck Area
Patio Area	227 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	23366 BERNARD RD
City	BERNARD
State	IA
Zip	52032-9284
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL N PT NW NE W OF HWY SURV 1F-4
Legal Range	01E
Legal Township	86N
Legal Section	28
Jurisdiction	JACKSON IA
Township / Civil Division	BUTLER
Census Block Group	2
Census Block	2063
Census Tract	950100

Owner

Source: Jackson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23366 BERNARD RD, BERNARD, IA 52032-9284
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 30, 2026
Transfer Doc	0000000324
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Jackson County
Unified School District	Western Dubuque County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,734.00	$196,400 (-) Land $18,100 Building $178,300	$196,400 (-) Land $18,100 Building $178,300
2025	$1,734.00 (+5.47%) Homeowner's exemption	$196,400 (+11.02%) Land $18,100 Building $178,300	$196,400 (+11.02%) Land $18,100 Building $178,300
2024	$1,644.00 (+9.16%)
2023		$176,900 Land $18,100 Building $158,800	$176,900 Land $18,100 Building $158,800
2022	$1,506.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bernard Telephone Company Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20