25005 Bernard Rd, Bernard, IA 52032 Property Records

Jackson County property record for 25005 Bernard Rd, Bernard, IA 52032

Property Summary

Property TypeRural Home
Details3 bd · 3.5 ba · 2,497 sqft · built 1941
Lot Size15.5 acres (676,487 sqft)
Owner2 Company Names on Record
Tax Bill$4,420 (2026)
Deeds & MortgagesMar 2020 Refinance
Flood ZoneZone X (minimal risk)
APN050422100005000

Property Details

APN / Parcel Number

Primary APN050422100005000

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths3 Half Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,497 sqft Living Area
1st Floor Area957 sqft
Basement Area957 sqft
Finished Basement400 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Architectural StyleCape Cod
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeConcrete
Roof TypeGable
Roof MaterialMetal
Lot Area676,487 sqft (15.5 acres)
Garage TypeMixed
Garage Area2,014 sqft
Parking Spaces7 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area15 sqft
Shed1 Shed
GranaryGranary

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGeothermal

Location & Zoning

Street Address25005 BERNARD RD
CityBERNARD
StateIA
Zip52032-9122
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionPARCEL C PT N1/2 NW SURV 1S-122
Legal Range01E
Legal Township86N
Legal Section22
JurisdictionJACKSON IA
Township / Civil DivisionBUTLER
Census Block Group2
Census Block2025
Census Tract950100

Owner

Source: Jackson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address25005 BERNARD RD, BERNARD, IA 52032-9122
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON IA
Property Address25005 BERNARD RD, BERNARD, IA 52032-9122
Transaction TypeMortgage
Record UpdatedApr 6, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201015
DateMar 23, 2020
Instrument20-1015
Lender
NameDUBUQUE BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueApr 1, 2035

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 10, 2025

Property Jurisdictions

TypeName
StateIowa
CountyJackson County
Unified School DistrictWestern Dubuque County Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,420.00$438,100 (-) Land $40,500 Building $397,600$438,100 (-) Land $40,500 Building $397,600
2025$4,420.00 (+1.56%) Homeowner's exemption$438,100 (+9.33%) Land $40,500 Building $397,600$438,100 (+9.33%) Land $40,500 Building $397,600
2024$4,352.00 (+23.22%)
2023$400,700 Land $30,100 Building $370,600$400,700 Land $30,100 Building $370,600
2022$3,532.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Bernard Telephone Company
Fiber
1,000 / 1,000

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