2500 Ferry Rd, Bellbrook, OH 45305 Property Records

Greene County property record for 2500 Ferry Rd, Bellbrook, OH 45305

Property Summary

Property Type	Farm - Irrigated or Dry
Details	3 bd · 2.5 ba · 2,325 sqft · built 1996
Lot Size	4.51 acres (196,543 sqft)
Owner	Individual Name on Record
Last Sale	$19,000 (Feb 2008)
Tax Bill	$9,306 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`L321011082`

Property Details

APN / Parcel Number

Primary APN	`L321011082`
Alternative APN	`L32-0001-0011.0-0082.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,325 sqft Total Area
1st Floor Area	1,581 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Cape Cod
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Lot Area	196,543 sqft (4.51 acres)
Garage Type	Attached
Garage Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2500 FERRY RD
City	BELLBROOK
State	OH
Zip	45305-8908
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	GALLAGHER ESTATES LOT 3A 4.512AC FERRY RD UTIL EASE
Legal Subdivision	GALLAGHER ESTATES
Legal Lot Number	3A
Jurisdiction	GREENE OH
Township / Civil Division	SUGARCREEK
Census Block Group	3
Census Block	3000
Census Tract	220202

Owner

Source: Greene County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2500 FERRY RD, BELLBROOK, OH 45305-8908
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Apr 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2008 · Amount on Record
Deed Sale	Feb 1, 2008 · Amount on Record
Prior Sale	Nov 19, 2007 · Amount on Record
Deed Document Number	20082003
Deed Book / Page	2779 / 641
Prior Transfer Date	Jun 13, 2003
Prior Transfer Doc	0000041541
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	2500 FERRY RD, BELLBROOK, OH 45305-8908
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2500 FERRY RD, BELLBROOK, OH 45305-8908

Mortgage

Document Number	0000010426
Date	Aug 3, 2023
Instrument	2023010426

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Type Change Date	Aug 1, 2028
Change Frequency	Annually
Min Rate At Change	5.5%
Max Rate At Change	9.5%
Index	1-Year T-Bill
Max Rate	13.5%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	2500 FERRY RD, BELLBROOK, OH 45305-8908
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	LANDMARK TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005740
Date	Apr 26, 2019
Instrument	2019005740

Lender

Name	UNION SAVINGS BANK
Type	Credit Union
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2039

Tax Assessment & Valuation

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
County Subdivision	Sugarcreek Township
Unified School District	Bellbrook-Sugarcreek Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,306.00 (+0.88%) Additional exemption filed	$163,040 (-8.02%) Land $26,890 Building $136,150
2024		$177,260 (-) Land $41,110 Building $136,150
2023	$9,225.00 (-4.77%)	$177,260 (+40.23%) Land $41,110 Building $136,150	$506,480 (+40.23%) Land $117,470 Building $389,010
2022	$9,687.00	$126,410 Land $35,750 Building $90,660
2020			$361,180 Land $102,140 Building $259,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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