Monroe County property record for 25 Emerald Dr, Key West, FL 33040 · Last verified August 2026
| Property Type | Duplex |
|---|---|
| Details | 8 bd · 4.5 ba · 3,851 sqft · built 1985 |
| Lot Size | 0.242 acres (10,526 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,280,000 (Nov 2022) |
| Tax Bill | $11,314 (2024) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Jul 2022 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 00156470-000000 |
| Primary APN | 00156470-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Units | 2 Units |
| Stories | 3 Stories |
| Building Area | 3,851 sqft Living Area |
| 1st Floor Area | 3,843 sqft |
| Flooring | Plywood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Duplex Single |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 10,526 sqft (0.242 acres) |
| View / Lot | Canal |
| Garage Type | Covered |
| Garage Area | 1,542 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 417 sqft |
| Boat Access | Boat Access |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1201880 |
|---|---|
| Street Address | 25 EMERALD DR |
| City | KEY WEST |
| State | FL |
| Zip | 33040-5662 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | BK 9 LT 25 PORPOISE POINT SECTION 6 BIG COPPITT KEY PB5-120 OR555-163 OR810-182 OR841-883 OR915-354 OR2050-925/927 OR3182-2160 OR3200-0951 |
| Legal Range | 26E |
| Legal Township | 67S |
| Legal Section | 22 |
| Legal Subdivision | PORPOISE POINT SEC 6 |
| Legal Block | 9 |
| Legal Lot Number | 25 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 971700 |
Source: Monroe County records · APN 00156470-000000
Assessment roll updated December 8, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 CACTUS DR, KEY WEST, FL 33040-5632 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 04, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK |
| Jul 05, 2022 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 04, 2022 · Amount on Record |
| Deed Sale | Nov 04, 2022 · Amount on Record |
| Prior Sale | May 01, 1984 · Amount on Record |
| Deed Document Number | 20222396638 |
| Deed Book / Page | 3200 / 951 |
| Prior Transfer Date | Jul 01, 2022 |
| Prior Transfer Doc | 0031822160 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Nov 04, 2022 |
| Property Address | 25 EMERALD DR, KEY WEST, FL 33040-5662 |
| Document Number | 0032000951 |
| Book / Page | 3200 / 951 |
| Map Reference | MB 5 PG 120 |
| Instrument Date | Oct 31, 2022 |
| Instrument | 2396638 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,960.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6465 142ND AVE N # NR206, 6465, CLEARWATER, FL 33760-2761 |
| Name | Verified Name |
|---|---|
| Address | 23 CACTUS DR, KEY WEST, FL 33040-5632 |
| Document Number | 0003200957 |
|---|---|
| Date | Nov 04, 2022 |
| Instrument | 3200/957 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jul 05, 2022 |
| Property Address | 25 EMERALD DR, KEY WEST, FL 33040-5662 |
| Document Number | 0031822160 |
| Book / Page | 3182 / 2160 |
| Map Reference | MB 5 PG 120 |
| Instrument Date | Jul 01, 2022 |
| Instrument | 2382523 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25 EMERALD DR, 25, KEY WEST, FL 33040-5662 |
| Name | Verified Name |
|---|---|
| Address | 6465 142ND AVE N # 206, 206, CLEARWATER, FL 33760-2761 |
Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,165,347 (+7.06%) Land $606,508 Building $558,839 | $1,165,347 (+7.06%) Land $606,508 Building $558,839 | |
| 2024 | $11,314.00 (+6.06%) | ||
| 2023 | $10,668.00 (+52.86%) | $1,088,531 (+50.18%) Land $539,352 Building $549,179 | $1,088,531 (+15.71%) Land $539,352 Building $549,179 |
| 2022 | $6,979.00 Homeowner's exemption | $724,796 | $940,758 Land $340,411 Building $600,347 |
Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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