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25 Emerald Dr, Key West, FL 33040 Property Records

Monroe County property record for 25 Emerald Dr, Key West, FL 33040 · Last verified August 2026

Property Summary

Property TypeDuplex
Details8 bd · 4.5 ba · 3,851 sqft · built 1985
Lot Size0.242 acres (10,526 sqft)
Owner2 Individual Names on File
Last Sale$1,280,000 (Nov 2022)
Tax Bill$11,314 (2024)
Deeds & MortgagesNov 2022 Sale & Mortgage
Jul 2022 Transfer
Flood ZoneZone AE (high risk)
APN00156470-000000

Property Details

APN / Parcel Number

Primary APN00156470-000000
Alternative APNs
  • 22672600156470000000
  • 1201880

Interior

Bedrooms8 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Units2 Units
Stories3 Stories
Building Area3,851 sqft Living Area
1st Floor Area3,843 sqft
FlooringPlywood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2005
Architectural StyleDuplex Single
Exterior MaterialCombination
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area10,526 sqft (0.242 acres)
View / LotCanal
Garage TypeCovered
Garage Area1,542 sqft
PorchUnfinished Open Porch
Porch Area417 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air with A/C

Location & Zoning

Account Number1201880
Street Address25 EMERALD DR
CityKEY WEST
StateFL
Zip33040-5662
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionBK 9 LT 25 PORPOISE POINT SECTION 6 BIG COPPITT KEY PB5-120 OR555-163 OR810-182 OR841-883 OR915-354 OR2050-925/927 OR3182-2160 OR3200-0951
Legal Range26E
Legal Township67S
Legal Section22
Legal SubdivisionPORPOISE POINT SEC 6
Legal Block9
Legal Lot Number25
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2002
Census Tract971700

Owner

Source: Monroe County records · APN 00156470-000000

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address23 CACTUS DR, KEY WEST, FL 33040-5632
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 04, 2022Warranty Deed, Transfer · Conventional Mortgage
FIRST HORIZON BANK
Jul 05, 2022Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 04, 2022 · Amount on Record
Deed SaleNov 04, 2022 · Amount on Record
Prior SaleMay 01, 1984 · Amount on Record
Deed Document Number20222396638
Deed Book / Page3200 / 951
Prior Transfer DateJul 01, 2022
Prior Transfer Doc0031822160
Record UpdatedSep 20, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateNov 04, 2022
Property Address25 EMERALD DR, KEY WEST, FL 33040-5662
Document Number0032000951
Book / Page3200 / 951
Map ReferenceMB 5 PG 120
Instrument DateOct 31, 2022
Instrument2396638
Transaction TypeTransfer
Record UpdatedNov 29, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$8,960.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6465 142ND AVE N # NR206, 6465, CLEARWATER, FL 33760-2761

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 CACTUS DR, KEY WEST, FL 33040-5632

Mortgage

Document Number0003200957
DateNov 04, 2022
Instrument3200/957
Lender
NameFIRST HORIZON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2052

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateJul 05, 2022
Property Address25 EMERALD DR, KEY WEST, FL 33040-5662
Document Number0031822160
Book / Page3182 / 2160
Map ReferenceMB 5 PG 120
Instrument DateJul 01, 2022
Instrument2382523
Transaction TypeTransfer
Record UpdatedJul 29, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address25 EMERALD DR, 25, KEY WEST, FL 33040-5662

Transferred To (Grantee/Buyer)

NameVerified Name
Address6465 142ND AVE N # 206, 206, CLEARWATER, FL 33760-2761

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,165,347 (+7.06%) Land $606,508 Building $558,839$1,165,347 (+7.06%) Land $606,508 Building $558,839
2024$11,314.00 (+6.06%)
2023$10,668.00 (+52.86%)$1,088,531 (+50.18%) Land $539,352 Building $549,179$1,088,531 (+15.71%) Land $539,352 Building $549,179
2022$6,979.00 Homeowner's exemption$724,796$940,758 Land $340,411 Building $600,347

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation10.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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