Monroe County property record for 22 Emerald Dr, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,200 sqft · built 1978 |
| Lot Size | 0.183 acres (8,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $850,000 (Apr 2021) |
| Tax Bill | $6,118 (2024) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Apr 2018 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00156440-000000 |
| Primary APN | 00156440-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,000 sqft (0.183 acres) |
| Garage Area | 888 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 638 sqft |
| Deck Area | 800 sqft |
| Patio Area | 1,472 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1201863 |
|---|---|
| Old Parcel Number | 22672600156440000000 |
| Street Address | 22 EMERALD DR |
| City | KEY WEST |
| State | FL |
| Zip | 33040-5636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 9 LT 22 PORPOISE POINT SECTION 6 BIG COPPITT KEY PB5-120 OR664-638/639 OR664-640 OR445-649/650 OR722-537 OR895-15 |
| Legal Range | 26E |
| Legal Township | 67S |
| Legal Section | 22 |
| Legal Subdivision | PORPOISE POINT SEC 6 |
| Legal Block | 9 |
| Legal Lot Number | 22 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 971700 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 22 EMERALD DR, KEY WEST, FL 33040-5636 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Apr 27, 2018 | Warranty Deed, Transfer · Conventional Mortgage BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 19, 2021 · Amount on Record |
| Deed Sale | Apr 19, 2021 · Amount on Record |
| Prior Sale | Apr 27, 2018 · Amount on Record |
| Deed Document Number | 2314730 |
| Deed Book / Page | 3090 / 1114 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Apr 19, 2021 |
| Property Address | 22 EMERALD DR, KEY WEST, FL 33040-5636 |
| Document Number | 0030901114 |
| Book / Page | 3090 / 1114 |
| Map Reference | MB 5 PG 120 |
| Instrument Date | Apr 15, 2021 |
| Instrument | 2314730 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | FLORIDA TITLE PROFESSIONAL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,950.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 EMERALD DR, 3, KEY WEST, FL 33040-5636 |
| Name | Verified Name |
|---|---|
| Address | 22 EMERALD DR, KEY WEST, FL 33040-5636 |
| Document Number | 0030901116 |
|---|---|
| Date | Apr 19, 2021 |
| Instrument | 3090/1116 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Apr 27, 2018 |
| Property Address | 22 EMERALD DR, KEY WEST, FL 33040-5636 |
| Document Number | 0029031881 |
| Book / Page | 002903 / 001881 |
| Instrument Date | Apr 26, 2018 |
| Instrument | 2166463 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,150.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | PO BOX 4801 KEY WEST FL 330414801, KEY WEST, FL 33041-4801 |
| Document Number | 29031883 |
|---|---|
| Date | Apr 27, 2018 |
| Book Page | 002903/001883 |
| Instrument | 2166464 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 26, 2048 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $722,828 (+5.99%) | $962,347 (+4.44%) Land $564,000 Building $398,347 | |
| 2024 | $6,118.00 (+4.12%) | ||
| 2023 | $5,876.00 (+2.84%) Homeowner's exemption | $681,998 (+3%) | $921,429 (+21.29%) Land $488,000 Building $433,429 |
| 2022 | $5,714.00 Homeowner's exemption | $662,134 | $759,660 Land $336,000 Building $423,660 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 203 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 203 in force |
| Nearby Flood Claims | 296 (1980–2020) |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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