23 Emerald Dr, Key West, FL 33040 Property Records

Monroe County property record for 23 Emerald Dr, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,014 sqft · built 2013
Lot Size	0.138 acres (6,000 sqft)
Owner	Company Name on Record
Last Sale	$410,000 (Apr 2013)
Tax Bill	$6,764 (2025)
Deeds & Mortgages	Dec 2022 Transfer
Flood Zone	Zone AE (high risk)
APN	`00156451-000000`

Property Details

APN / Parcel Number

Primary APN	`00156451-000000`
Alternative APN	`9088073`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,014 sqft Living Area
1st Floor Area	1,296 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2016
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Covered
Garage Area	621 sqft

Exterior Amenities

Porch	Slab
Porch Area	490 sqft
Deck Area	750 sqft
Patio Area	1,684 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	9088073
Street Address	23 EMERALD DR
City	KEY WEST
State	FL
Zip	33040-5636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 9 LT 23 LESS THE SLY 20FT OF PORPOISE POINT SECTION 6 BIG COPPITT KEY PB5-120 OR1988-1852 OR2488-329/30 OR2560-1643/44 OR2625-2404/05 OR3205-0653
Legal Range	26E
Legal Township	67S
Legal Section	22
Legal Subdivision	PORPOISE POINT SEC 6
Legal Block	9
Legal Lot Number	23
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	2
Census Block	2002
Census Tract	971700

Owner

Source: Monroe County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4110 DOMAIN CT, MELBOURNE, FL 32934-7923
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2013 · Amount on Record
Deed Sale	Apr 29, 2013 · Amount on Record
Prior Sale	Mar 20, 2012 · Amount on Record
Deed Document Number	20131930855
Deed Book / Page	2625 / 2404
Last Transfer Date	Dec 15, 2022
Transfer Doc	0032050653
Record Updated	Jun 8, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Dec 19, 2022
Property Address	23 EMERALD DR, KEY WEST, FL 33040-5636
Document Number	0032050653
Book / Page	3205 / 653
Map Reference	MB 5 PG 120
Instrument Date	Dec 15, 2022
Instrument	2400953
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4110 DOMAIN CT, MELBOURNE, FL 32934-7923

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4110 DOMAIN CT, MELBOURNE, FL 32934-7923

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,764.00 (+6.7%)	$740,926 (+4.6%) Land $444,150 Building $296,776	$740,926 (+4.6%) Land $444,150 Building $296,776
2024	$6,339.00 (+10.42%)
2023	$5,741.00 (+12.17%)	$708,319 (+19.56%) Land $384,300 Building $324,019	$708,319 (+19.56%) Land $384,300 Building $324,019
2022	$5,118.00	$592,457 Land $264,600 Building $327,857	$592,457 Land $264,600 Building $327,857

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 203 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	203 in force
Nearby Flood Claims	296 (1980–2020)
Most Recent Claim	Sep 2020 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 51 claims Hurricane Wilma, Oct 2005 · 166 claims Hurricane Georges, Sep 1998 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20