24 Emerald Dr, Key West, FL 33040 Property Records

Monroe County property record for 24 Emerald Dr, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,168 sqft · built 1978
Lot Size	0.229 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$595,000 (Aug 2019)
Tax Bill	$5,860 (2024)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00156450-000000`

Property Details

APN / Parcel Number

Primary APN	`00156450-000000`
Alternative APNs	`22672600156450000000` `1201871`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,168 sqft Living Area
1st Floor Area	1,574 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2010
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,000 sqft (0.229 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Area	594 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	390 sqft
Deck Area	225 sqft
Patio Area	349 sqft
Fence	Fence
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1201871
Old Parcel Number	22672600156450000000
Street Address	24 EMERALD DR
City	KEY WEST
State	FL
Zip	33040-5636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 9 LT 24 AND SLY 20 FT OF LT 23 PORPOISE POINT SECTION 6 BIG COPPITT KEY PB5-120 OR445-649/50-Q OR706-522 OR706-523
Legal Range	26E
Legal Township	67S
Legal Section	22
Legal Subdivision	PORPOISE POINT SEC 6
Legal Block	9
Legal Lot Number	23-24
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	2
Census Block	2002
Census Tract	971700

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	24 EMERALD DR, KEY WEST, FL 33040-5636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2019 · Amount on Record
Deed Sale	Aug 14, 2019 · Amount on Record
Prior Sale	Mar 31, 2004 · Amount on Record
Deed Document Number	2232576
Deed Book / Page	2979 / 2106
Record Updated	Jun 8, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Aug 14, 2019
Property Address	24 EMERALD DR, KEY WEST, FL 33040-5636
Document Number	0029792106
Book / Page	2979 / 2106
Map Reference	MB 5 PG 120
Instrument Date	Aug 14, 2019
Instrument	2232576
Transaction Type	Transfer
Record Updated	Dec 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,165.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1325 20TH ST, 1325, KEY WEST, FL 33040-4503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2919 FOGARTY AVE, KEY WEST, FL 33040-4037

Mortgage

Document Number	0029792108
Date	Aug 14, 2019
Instrument	2979-2108

Lender

Name	IBERIABANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$691,290 (+5.99%)	$1,014,994 (+10.17%) Land $627,450 Building $387,544
2024	$5,860.00 (+4.18%)
2023	$5,625.00 (+2.85%) Homeowner's exemption	$652,241 (+3%)	$921,325 (+21.99%) Land $549,000 Building $372,325
2022	$5,469.00 Homeowner's exemption	$633,244	$755,242 Land $378,000 Building $377,242

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 203 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	203 in force
Nearby Flood Claims	296 (1980–2020)
Most Recent Claim	Sep 2020 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 51 claims Hurricane Wilma, Oct 2005 · 166 claims Hurricane Georges, Sep 1998 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20