Monroe County property record for 18 Emerald Dr, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,390 sqft · built 1990 |
| Lot Size | 0.183 acres (8,000 sqft) |
| Owner | Trust Name on File |
| Last Sale | $975,000 (May 2025) |
| Tax Bill | $6,959 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00156400-000000 |
| Primary APN | 00156400-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,390 sqft Living Area |
| 1st Floor Area | 1,390 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,000 sqft (0.183 acres) |
| Garage Area | 400 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 1,098 sqft |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1201821 |
|---|---|
| Old Parcel Number | 22672600156400000000 |
| Street Address | 18 EMERALD DR |
| City | KEY WEST |
| State | FL |
| Zip | 33040-5636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 9 LT 18 PORPOISE POINT SECTION 6 BIG COPPITT KEY PB5-120 OR445-649/50 OR785-2028/29 OR809-501 OR842-1218 OR1086-2243 |
| Legal Range | 26E |
| Legal Township | 67S |
| Legal Section | 22 |
| Legal Subdivision | PORPOISE POINT SEC 6 |
| Legal Block | 9 |
| Legal Lot Number | 18 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 971700 |
18 Emerald Dr is held in a trust since May 2025.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1801 HUEY PL, FULTON, MO 65251-5580 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2025 · Amount on File |
| Deed Sale | May 21, 2025 · Amount on File |
| Prior Sale | Aug 8, 1997 · Amount on File |
| Deed Document Number | 2501714 |
| Deed Book / Page | 3327 / 393 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $854,328 Land $564,000 Building $290,328 | $854,328 Land $564,000 Building $290,328 | |
| 2024 | $6,959.00 (+9.88%) | ||
| 2023 | $6,333.00 (+12.77%) | $794,296 (+22.68%) Land $488,000 Building $306,296 | $794,296 (+22.68%) Land $488,000 Building $306,296 |
| 2022 | $5,616.00 | $647,469 Land $336,000 Building $311,469 | $647,469 Land $336,000 Building $311,469 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18 Emerald Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 203 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 203 in force |
| Nearby Flood Claims | 296 (1980–2020) |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 18 Emerald Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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