17 E 13th St, Cortez, CO 81321 Property Records

Montezuma County property record for 17 E 13th St, Cortez, CO 81321 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,590 sqft · built 2007
Lot Size0.145 acres (6,316 sqft)
OwnerCompany Name on File
Last Sale$158,000 (Oct 2018)
Tax Bill$945 (2025)
Deeds & MortgagesJan 2024 Mortgage
Apr 2007 Construction Loan
+ 5 more
Flood ZoneZone X (minimal risk)
APNR014315

Property Details

APN / Parcel Number

Primary APNR014315
Alternative APN
  • 561135220023

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,590 sqft Total Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,316 sqft (0.145 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account NumberR014315
Street Address17 E 13TH ST
CityCORTEZ
StateCO
Zip81321-4231
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION: SEDONA ESTATES PHASE 2 LOT: 23 (100% MIN INT(MC1628) B508 P672
Legal SubdivisionSEDONA ESTATES PHASE 2
Legal Phase2
Legal Lot Number23
JurisdictionMONTEZUMA CO
Township / Civil DivisionCORTEZ
Census Block Group4
Census Block4006
Census Tract969400

Owner

Source: Montezuma County records · APN R014315

Assessment roll updated March 24, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address11501 ROAD 24, CORTEZ, CO 81321-8923
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2024Deed of Trust, Mortgage
FOUR CORNERS COMMUNITY BANK
Apr 24, 2007Deed of Trust, Mortgage · Construction Mortgage
COMMUNITY BANK OF COLORADO
Oct 31, 2018Deed of Trust, Mortgage
COLORADO HOUSING ASSISTANCE CORP
Mar 09, 2023Foreclosure
Feb 08, 2023Foreclosure
Oct 31, 2018Warranty Deed, Transfer · FHA Mortgage
HOMETOWN LENDERS INC
Jun 18, 2007Warranty Deed, Transfer · USDA Mortgage
USDA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 31, 2018 · Amount on Record
Deed SaleOct 31, 2018 · Amount on Record
Prior SaleJun 18, 2007 · Amount on Record
Deed Document Number2018619905
Record UpdatedJun 08, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEZUMA CO
Property Address17 E 13TH ST, CORTEZ, CO 81321-4231
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000654452
DateJan 25, 2024
Instrument654452
Lender
NameFOUR CORNERS COMMUNITY BANK
TypeBank
AddressCORTEZ, CO 81321
Agreement
AmountAmount Recorded

April 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEZUMA CO
Property Address17 E 13TH ST, CORTEZ, CO 81321-4231
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000548043
DateApr 24, 2007
Instrument548043
Lender
NameCOMMUNITY BANK OF COLORADO
AddressCORTEZ, CO 81321
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term4 Months
DueAug 25, 2007

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEZUMA CO
Property Address17 E 13TH ST, CORTEZ, CO 81321-4231
Transaction TypeMortgage
Record UpdatedJan 27, 2026
Title CompanyCOLORADO TITLE AND CLOSING SERVICES, COLORADO TITLE & CLOSING SER

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000619908
DateOct 31, 2018
Instrument619908
Lender
NameCOLORADO HOUSING ASSISTANCE CORP
TypeNon-Lending Institution
AddressDENVER, CO 80204
Agreement
AmountAmount Recorded

March 2023: Foreclosure

Document TypeForeclosure
JurisdictionMONTEZUMA CO
Recording DateMar 09, 2023
Property Address17 E 13TH ST, CORTEZ, CO 81321-4231
Document Number0000649866
Map ReferenceMB 15 PG 69
Instrument DateMar 09, 2023
Instrument649866
Transaction TypeForeclosure
Record UpdatedMar 23, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Living Trust
Address11501 ROAD 24, CORTEZ, CO 81321-8923

February 2023: Foreclosure

Document TypeForeclosure
JurisdictionMONTEZUMA CO
Recording DateFeb 08, 2023
Property Address17 E 13TH ST, CORTEZ, CO 81321-4231
Document Number0000649515
Map ReferenceMB 15 PG 69
Instrument DateFeb 08, 2023
Instrument649515
Transaction TypeForeclosure
Record UpdatedFeb 22, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11501 ROAD 24, CORTEZ, CO 81321-8923

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTEZUMA CO
Recording DateOct 31, 2018
Property Address17 E 13TH ST, CORTEZ, CO 81321-4231
Document Number0000619905
Map ReferenceMB15 PG69
Instrument DateOct 30, 2018
Instrument619905
Transaction TypeTransfer
Record UpdatedApr 01, 2022
Title CompanyCOLORADO TITLE & CLOSING SER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$15.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address17 E 13TH ST, CORTEZ, CO 81321-4231

Mortgage

Document Number0000619906
DateOct 31, 2018
Instrument619906
Lender
NameHOMETOWN LENDERS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2048

Mortgage

Document Number0000619907
DateOct 31, 2018
Instrument619907
Lender
NameHOMESFUND
TypeNon-Lending Institution
AddressDURANGO, CO 81302
Agreement
AmountAmount Recorded
Term361 Months
DueNov 05, 2048
Interest
Rate5%

June 2007: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTEZUMA CO
Recording DateJun 18, 2007
Property Address17 E 13TH ST, CORTEZ, CO 81321-4231
Document Number0000549290
Map ReferenceMB15 PG69
Instrument DateJun 18, 2007
Instrument549290
Transaction TypeTransfer
Record UpdatedJan 27, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address17 E 13TH ST, CORTEZ, CO 81321-4231

Mortgage

Document Number0000549291
DateJun 18, 2007
Instrument549291
Lender
NameUSDA
TypeGovernment Agency
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 18, 2037

Tax Assessment & Valuation

Source: Montezuma County records · Assessment roll updated March 24, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateColorado
CountyMontezuma County
MunicipalityCortez City
Unified School DistrictMontezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$945.00 (+34.04%)$18,730 (+36.53%) Land $1,759 Building $16,971$235,301 (+36.53%) Land $22,100 Building $213,201
2024$705.00 (+9.98%)$13,719 (-24.19%) Land $1,334 Building $12,385$172,344 (-24.19%) Land $16,753 Building $155,591
2023$641.00 (-2.44%)$18,096 (+33.08%) Land $1,759 Building $16,337$227,344 (+33.08%) Land $22,100 Building $205,244
2022$657.00$13,598 Land $1,759 Building $11,839$170,836 Land $22,100 Building $148,736

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montezuma County (08083C), updated September 26, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080839694004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 44% of the US · above 26% of Colorado
Wildfire LikelihoodAbout 1 in 2,083 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 162 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
ClearnetworxFiber1,000 / 1,000
TDS TelecomCable1,000 / 20
ATN InternationalFixed Wireless400 / 80
Visionary CommunicationsFixed Wireless (unlicensed)100 / 20
Nimbus SolutionsFixed Wireless100 / 20

May also be available at this address: Nimbus Solutions, Farmers Telephone Company, Vicinity Solutions. Availability varies by address; speeds are provider-advertised maximums, not measured.

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