19 Biscayne Dr, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 19 Biscayne Dr, Ramsey, NJ 07446 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2,666 sqft · built 1968
Lot Size	0.397 acres (17,293 sqft)
Owner	2 Individual Names on File
Last Sale	$792,500 (Apr 2007)
Tax Bill	$17,180 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Apr 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`48-05405-0000-00039`

Property Details

APN / Parcel Number

Primary APN	`48-05405-0000-00039`
Alternative APN	`480540500039`

Interior

Stories	2 Stories
Building Area	2,666 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Construction Type	Frame
Lot Area	17,293 sqft (0.397 acres)
Lot Dimensions	173 ft deep x 100 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	19 BISCAYNE DR
City	RAMSEY
State	NJ
Zip	07446-2630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.397AC
Legal Subdivision	BOROUGH/RAMSEY
Legal Block	5405
Legal Lot Number	39
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	1
Census Block	1005
Census Tract	44201

Owner

Source: Bergen County and Ramsey Borough records · APN 48-05405-0000-00039

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	19 BISCAYNE DR, RAMSEY, NJ 07446-2630
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 10, 2023	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Apr 28, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Feb 14, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 19, 2007 · Amount on Record
Deed Sale	Apr 19, 2007 · Amount on Record
Deed Book / Page	9295 / 398
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	19 BISCAYNE DR, RAMSEY, NJ 07446-2630
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056531936
Date	Nov 24, 2025
Book Page	5653/1936
Instrument	2025079910

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 30, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	19 BISCAYNE DR, RAMSEY, NJ 07446-2630
Transaction Type	Mortgage
Record Updated	May 22, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 BISCAYNE DR, RAMSEY, NJ 07446-2630

Mortgage

Document Number	0049680767
Date	Apr 10, 2023
Book Page	4968/767
Instrument	2023024181

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	242 Months
Due	Jun 01, 2043

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	19 BISCAYNE DR, RAMSEY, NJ 07446-2630
Transaction Type	Mortgage
Record Updated	Jun 02, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 BISCAYNE DR, RAMSEY, NJ 07446-2630

Mortgage

Document Number	0041090688
Date	Apr 28, 2021
Book Page	4109/688
Instrument	21-065970

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	266 Months
Due	Jun 01, 2043

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	19 BISCAYNE DR, RAMSEY, NJ 07446-2630
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031792396
Date	Feb 14, 2019
Book Page	3179/2396
Instrument	19-011028

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2049

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$842,400 (+0.96%) Land $353,800 Building $488,600	$842,400 (+0.96%) Land $353,800 Building $488,600
2025	$17,180.00 (-14.22%)	$834,400 (+17.57%) Land $343,800 Building $490,600	$834,400 (+17.57%) Land $343,800 Building $490,600
2024	$20,027.00 (+7.59%)
2023		$709,700 Land $327,900 Building $381,800	$709,700 Land $327,900 Building $381,800
2022	$18,615.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030442011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1978–2021)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2021, rainfall accumulation, Remnants Of Hurricane Ida
Claims By Storm	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 352 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Verizon	Fiber	2,300 / 2,300
Optimum Communications	Cable	940 / 35
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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