2491 Evergreen Dr, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 2491 Evergreen Dr, Covington, KY 41017

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 960 sqft · built 1996
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Jul 2022)
Tax Bill	$2,378 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`045-00-01-166.00`

Property Details

APN / Parcel Number

Primary APN	`045-00-01-166.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	960 sqft Finished Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Bi-Level
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2491 EVERGREEN DR
City	COVINGTON
State	KY
Zip	41017-9493
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BERLING'S ADDN TO RIDGEPORT SEC 14 LOT 166
Legal Subdivision	BERLINGS ADDN TO RIDGEPORT
Legal Phase	14
Legal Lot Number	166
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3002
Census Tract	65300

Owner

Source: Kenton County records · APN 045-00-01-166.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2491 EVERGREEN DR, FT MITCHELL, KY 41017-9493
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUCCESS MORTGAGE PARTNERS INC
Jul 20, 2022	Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK
Mar 23, 2020	Warranty Deed, Transfer · Conventional Mortgage POLARIS HM FNDG
Nov 18, 2019	Warranty Deed, Transfer · Conventional Mortgage STOCKTON MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 20, 2022 · Amount on Record
Deed Sale	Jul 20, 2022 · Amount on Record
Prior Sale	Mar 23, 2020 · Amount on Record
Deed Document Number	2022168
Deed Book / Page	178 / 343
Prior Transfer Date	Nov 08, 2019
Prior Transfer Doc	0000000302
Record Updated	Jun 08, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2491 EVERGREEN DR, COVINGTON, KY 41017-9493
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900388
Date	Jul 20, 2021
Book Page	244/969
Instrument	21072005900388

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company
Address	PLYMOUTH, MI 48170

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 01, 2041

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 20, 2022
Property Address	2491 EVERGREEN DR, COVINGTON, KY 41017-9493
Document Number	0005900168
Book / Page	178 / 343
Map Reference	PL A-116
Instrument Date	Jul 13, 2022
Instrument	22072005900168
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 361, BUTLER, KY 41006-0361

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2491 EVERGREEN DR, COVINGTON, KY 41017-9493

Mortgage

Document Number	0005900169
Date	Jul 20, 2022
Book Page	390/591
Instrument	22072005900169

Lender

Name	PEOPLES BANK
Type	Bank
Address	MARIETTA, OH 45750

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 23, 2020
Property Address	2491 EVERGREEN DR, COVINGTON, KY 41017-9493
Document Number	0000000055
Book / Page	000013 / 000455
Instrument Date	Mar 17, 2020
Instrument	55
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	NORTHWEST TITLE COMPANY, NORTHWEST TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2491 EVERGREEN DR COVINGTON KY 410179493, COVINGTON, KY 41017-9493

Mortgage

Document Number	56
Date	Mar 23, 2020
Book Page	000M23/000609
Instrument	56

Lender

Name	POLARIS HM FNDG
Type	Funding / Finance Company
Address	GRANDVILLE, MI 49418

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Nov 18, 2019
Property Address	2491 EVERGREEN DR, COVINGTON, KY 41017-9493
Document Number	0000000302
Book / Page	0I4363 / 000171
Instrument Date	Nov 08, 2019
Instrument	302
Transaction Type	Transfer
Record Updated	Dec 19, 2019
Title Company	TECHNE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$102.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2491 EVERGREEN DR COVINGTON KY 410179493, COVINGTON, KY 41017-9493

Mortgage

Document Number	303
Date	Nov 18, 2019
Book Page	0I4363/000175
Instrument	303

Lender

Name	STOCKTON MTG
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2049

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,378.00 (-7.04%)	$240,000 (-) Land $10,000 Building $230,000	$240,000 (-) Land $10,000 Building $230,000
2023	$2,558.00	$240,000 Land $10,000 Building $230,000	$240,000 Land $10,000 Building $230,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 417 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

2491 Evergreen Dr, Covington (Ft Mitchell), KY 41017 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Drinking Water

Violations Reported to EPA

Nearby Properties on Evergreen Dr

Nearby Streets

Search Property Records by Address or Parcel Number