2487 Evergreen Dr, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 2487 Evergreen Dr, Covington, KY 41017

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 960 sqft · built 1995
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$259,500 (Oct 2025)
Tax Bill	$1,963 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`045-00-01-165.00`

Property Details

APN / Parcel Number

Primary APN	`045-00-01-165.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	960 sqft Finished Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2487 EVERGREEN DR
City	FT MITCHELL
State	KY
Zip	41017-9493
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BERLING'S ADDN TO RIDGEPORT SEC 14 LOT 165
Legal Subdivision	BERLINGS ADDN TO RIDGEPORT
Legal Phase	14
Legal Lot Number	165
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3002
Census Tract	65300

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2487 EVERGREEN DR, FT MITCHELL, KY 41017-9493
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Warranty Deed, Transfer · FHA Mortgage US BANK NA
Mar 10, 2021	Warranty Deed, Transfer · FHA Mortgage AMERICAN MORTGAGE SERVICE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2025 · Amount on Record
Deed Sale	Oct 7, 2025 · Amount on Record
Prior Sale	Mar 10, 2021 · Amount on Record
Deed Document Number	202577
Deed Book / Page	367 / 126
Prior Transfer Date	Feb 26, 2021
Prior Transfer Doc	0005900225
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Oct 7, 2025
Property Address	2487 EVERGREEN DR, COVINGTON, KY 41017-9493
Document Number	0005900077
Book / Page	KC 367 / 126
Instrument Date	Oct 2, 2025
Instrument	25100705900077
Transaction Type	Transfer
Record Updated	Nov 28, 2025
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3728 PARKVIEW DR, ALEXANDRIA, KY 41001-9470

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2487 EVERGREEN DR, COVINGTON, KY 41017-9493

Mortgage

Document Number	0005900078
Date	Oct 7, 2025
Instrument	25100705900078

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 10, 2021
Property Address	2487 EVERGREEN DR, COVINGTON, KY 41017-9493
Document Number	0005900225
Book / Page	76 / 824
Map Reference	PL A-116
Instrument Date	Feb 26, 2021
Instrument	21031005900225
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	SPRINGDALE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2487 EVERGREEN DR, 2487, COVINGTON, KY 41017-9493

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2487 EVERGREEN DR, COVINGTON, KY 41017-9493

Mortgage

Document Number	0005900226
Date	Mar 10, 2021
Instrument	21031005900226

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 2, 2051

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$259,500 (+30.99%) Land $20,000 Building $239,500	$259,500 (+30.99%) Land $20,000 Building $239,500
2025	$1,963.00 (-3.3%)	$198,100 (-) Land $10,000 Building $188,100	$198,100 (-) Land $10,000 Building $188,100
2024	$2,030.00 (-3.84%)	$198,100 (-) Land $10,000 Building $188,100	$198,100 (-) Land $10,000 Building $188,100
2023	$2,111.00	$198,100 Land $10,000 Building $188,100	$198,100 Land $10,000 Building $188,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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