2479 Evergreen Dr, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 2479 Evergreen Dr, Covington, KY 41017 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 854 sqft · built 1995
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$82,100 (Sep 2016)
Tax Bill	$1,982 (2025)
Deeds & Mortgages	Aug 2020 Loan Modification Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`045-00-01-163.00`

Property Details

APN / Parcel Number

Primary APN	`045-00-01-163.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	854 sqft Finished Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2479 EVERGREEN DR
City	COVINGTON
State	KY
Zip	41017-9493
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BERLING'S ADDN TO RIDGEPORT SEC 14 LOT 163
Legal Subdivision	BERLINGS ADDN TO RIDGEPORT
Legal Phase	14
Legal Lot Number	163
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3002
Census Tract	65300

Owner

Source: Kenton County records · APN 045-00-01-163.00

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2479 EVERGREEN DR, FT MITCHELL, KY 41017-9493
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 01, 2020	Loan Modification, Mortgage · FHA Mortgage US BK
Aug 01, 2017	Warranty Deed, Transfer SUMMIT FNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 06, 2016 · Amount on Record
Deed Sale	Sep 06, 2016 · Amount on Record
Prior Sale	May 05, 2006 · Amount on Record
Deed Document Number	201609 06 059 00210
Deed Book / Page	3815 / 295
Prior Transfer Date	Oct 29, 1997
Record Updated	Sep 20, 2026

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KENTON KY
Property Address	2479 EVERGREEN DR, COVINGTON, KY 41017-9493
Document Number	0000000071
Instrument Date	Aug 01, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2479 EVERGREEN DR COVINGTON KY 410179493, COVINGTON, KY 41017-9493

Mortgage

Document Number	0000000071
Date	Sep 16, 2020
Book Page	000043/000764
Instrument	71

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2050

Interest

Rate	3.75%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 01, 2017
Property Address	2479 EVERGREEN DR, COVINGTON, KY 41017-9493
Document Number	0000000140
Book / Page	0I3977 / 000260
Instrument Date	Jul 28, 2017
Instrument	140
Transaction Type	Transfer
Record Updated	Aug 10, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$147.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2479 EVERGREEN DR COVINGTON KY 410179493, COVINGTON, KY 41017-9493

Mortgage

Document Number	141
Date	Aug 01, 2017
Book Page	003977/000263
Instrument	141

Lender

Name	SUMMIT FNDG
Type	Funding / Finance Company
Address	SACRAMENTO, CA 95815

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2047

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,982.00 (-7.04%)	$200,000 (-) Land $10,000 Building $190,000	$200,000 (-) Land $10,000 Building $190,000
2023	$2,132.00	$200,000 Land $10,000 Building $190,000	$200,000 Land $10,000 Building $190,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 417 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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