2490 Evergreen Dr, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 2490 Evergreen Dr, Covington, KY 41017

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,014 sqft · built 1995
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Jun 2024)
Tax Bill	$2,328 (2025)
Deeds & Mortgages	Jan 2019 Sale & Mortgage Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`045-00-01-151.00`

Property Details

APN / Parcel Number

Primary APN	`045-00-01-151.00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	4 Stories
Building Area	1,014 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Split Level
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	138 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0450001151.00
Street Address	2490 EVERGREEN DR
City	COVINGTON
State	KY
Zip	41017-9492
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BERLING'S ADDN TO RIDGEPORT SEC 14 LOT 151
Legal Subdivision	BERLINGS ADDN TO RIDGEPORT
Legal Phase	14
Legal Lot Number	151
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3002
Census Tract	65300

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2490 EVERGREEN DR, COVINGTON, KY 41017-9492
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2019	Warranty Deed, Transfer · Conventional Mortgage KENTUCKY HSNG
Jul 18, 2018	Deed of Trust, Mortgage · Line of Credit FIRST FIN'L BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2024 · Amount on Record
Deed Sale	Jun 26, 2024 · Amount on Record
Prior Sale	Jan 15, 2019 · Amount on Record
Deed Document Number	0000291603
Deed Book / Page	291 / 603
Record Updated	Jun 8, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jan 15, 2019
Property Address	2490 EVERGREEN DR, COVINGTON, KY 41017-9492
Document Number	0000000046
Book / Page	0I4215 / 000319
Instrument Date	Jan 11, 2019
Instrument	46
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$162.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2490 EVERGREEN DR COVINGTON KY 410179492, COVINGTON, KY 41017-9492

Mortgage

Document Number	49
Date	Jan 15, 2019
Book Page	0I4215/000337
Instrument	49

Lender

Name	KENTUCKY HSNG
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 14, 2029

Mortgage

Document Number	47,
Date	Jan 15, 2019
Book Page	0I4215/000322
Instrument	47

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2490 EVERGREEN DR, COVINGTON, KY 41017-9492
Document Number	0000000017
Instrument Date	Jul 18, 2018
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	SOLIDIFI TITLE AND CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2490 EVERGREEN DR COVINGTON KY 410179492, COVINGTON, KY 41017-9492

Mortgage

Document Number	0000000017
Date	Aug 6, 2018
Book Page	0I4144/000019
Instrument	17

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 5, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,328.00 (+7.88%)	$235,000 (+16.05%) Land $10,000 Building $225,000	$235,000 (+16.05%) Land $10,000 Building $225,000
2023	$2,158.00 (-2.4%)	$202,500 (-) Land $10,000 Building $192,500	$202,500 (-) Land $10,000 Building $192,500
2022	$2,211.00	$202,500 Land $10,000 Building $192,500	$202,500 Land $10,000 Building $192,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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