2501 Evergreen Dr, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 2501 Evergreen Dr, Covington, KY 41017

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 924 sqft · built 1994
Lot Size	0.2 acres (8,712 sqft)
Owner	Owner Name on Record
Last Sale	$136,000 (Aug 2014)
Tax Bill	$1,820 (2025)
Deeds & Mortgages	Dec 2021 Construction Loan Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`045-00-01-235.00`

Property Details

APN / Parcel Number

Primary APN	`045-00-01-235.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	924 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Architectural Style	Bi-Level
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0450001235.00
Street Address	2501 EVERGREEN DR
City	COVINGTON
State	KY
Zip	41017-9450
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BERLING'S ADDN TO RIDGEPORT SEC 13 RESUB LOT 235
Legal Subdivision	BERLINGS ADDN TO RIDGEPORT
Legal Phase	13
Legal Lot Number	235
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3003
Census Tract	65300

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	2501 EVERGREEN DR, COVINGTON, KY 41017-9450
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · Construction Mortgage US BANK NA
Aug 19, 2020	Deed of Trust, Mortgage · FHA Mortgage GOODMORTGAGE.COM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2014 · Amount on Record
Deed Sale	Aug 14, 2014 · Amount on Record
Prior Sale	Sep 8, 2010
Deed Document Number	0003475172
Deed Book / Page	3475 / 172
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2501 EVERGREEN DR, COVINGTON, KY 41017-9450
Transaction Type	Mortgage
Record Updated	Feb 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 EVERGREEN DR, COVINGTON, KY 41017

Mortgage

Document Number	0005900042
Date	Dec 20, 2021
Book Page	315/691
Instrument	21122005900042

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 8, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2501 EVERGREEN DR, COVINGTON, KY 41017-9450
Document Number	0000000013
Instrument Date	Aug 19, 2020
Transaction Type	Mortgage
Record Updated	Sep 18, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2501 EVERGREEN DR COVINGTON KY 410179450, COVINGTON, KY 41017-9450

Mortgage

Document Number	0000000013
Date	Aug 27, 2020
Book Page	000M88/000809
Instrument	13

Lender

Name	GOODMORTGAGE.COM
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2050

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,820.00 (-7.05%)	$183,700 (-) Land $10,000 Building $173,700	$183,700 (-) Land $10,000 Building $173,700
2023	$1,958.00	$183,700 Land $10,000 Building $173,700	$183,700 Land $10,000 Building $173,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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