Yellowstone County property record for 2435 Ranch Trail Rd, Laurel, MT 59044
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,156 sqft · built 2014 |
| Lot Size | 2.78 acres (121,489 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $522,500 (Jun 2018) |
| Tax Bill | $3,786 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 000C154710 |
| Primary APN | 000C154710 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,156 sqft Living Area |
| Gross Area | 3,564 sqft |
| 1st Floor Area | 1,632 sqft |
| Attic | Attic |
| Attic Area | 300 sqft |
| Basement Area | 1,632 sqft |
| Finished Basement | 1,224 sqft |
| Unfinished Basement | 408 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 121,489 sqft |
| View / Lot | Neighborhood / Spot |
| Garage Area | 1,024 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 2435 RANCH TRAIL RD |
|---|---|
| City | LAUREL |
| State | MT |
| Zip | 59044-3642 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADDLEBACK RIDGE ESTATES SUB 2ND FIL, S06, T02 S, R24 E, BLOCK 4, LOT 13, ACRES 2.789 |
| Legal Range | 24E |
| Legal Township | 02S |
| Legal Section | 06 |
| Legal Subdivision | SADDLEBACK RIDGE ESTATES SUB 2ND FIL |
| Legal Block | 4 |
| Legal Lot Number | 13 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | LAUREL |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 1403 |
Source: Yellowstone County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2435 RANCH TRAIL RD, LAUREL, MT 59044-3642 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2018 | Deed of Trust, Mortgage US BANK NA |
| Dec 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2018 · Amount on Record |
| Deed Sale | Jun 15, 2018 · Amount on Record |
| Prior Sale | Mar 4, 2008 |
| Deed Document Number | 20183851933 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 2435 RANCH TRAIL RD, LAUREL, MT 59044-3642 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0003851934 |
|---|---|
| Date | Jun 15, 2018 |
| Instrument | 000003851934 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 355 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 2435 RANCH TRAIL RD, LAUREL, MT 59044-3642 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0003952918 |
|---|---|
| Date | Dec 23, 2020 |
| Instrument | 3952918 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2041 |
Source: Yellowstone County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Yellowstone County |
| Elementary School District | Laurel Elementary School District (PK - 08) |
| Secondary School District | Laurel High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $740,300 (-) Land $228,566 Building $511,734 | $740,300 (-) Land $228,566 Building $511,734 | |
| 2025 | $3,786.00 (-5.4%) | $740,300 (+28.37%) Land $228,566 Building $511,734 | $740,300 (+28.37%) Land $228,566 Building $511,734 |
| 2024 | $4,002.00 (+9.55%) | ||
| 2023 | $3,653.00 | $576,700 | $576,700 Land $116,038 Building $460,662 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 40% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Wisp West Fixed Wireless | 100 / 20 |
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