Yellowstone County property record for 2395 Ranch Trail Rd, Laurel, MT 59044
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,424 sqft · built 2017 |
| Lot Size | 1.73 acres (75,402 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $292,800 (Feb 2018) |
| Tax Bill | $3,301 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit Jul 2020 Mortgage + 4 more |
| Flood Zone | Zone D (undetermined) |
| APN | 000C154720 |
| Primary APN | 000C154720 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,424 sqft Living Area |
| Gross Area | 3,156 sqft |
| 1st Floor Area | 1,644 sqft |
| Basement Area | 1,512 sqft |
| Finished Basement | 780 sqft |
| Unfinished Basement | 732 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 75,402 sqft |
| View / Lot | Neighborhood / Spot |
| Garage Area | 1,140 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 334 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 2395 RANCH TRAIL RD |
|---|---|
| City | LAUREL |
| State | MT |
| Zip | 59044-3641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADDLEBACK RIDGE ESTATES SUB 2ND FIL, S06, T02 S, R24 E, BLOCK 4, LOT 14, ACRES 1.731 |
| Legal Range | 24E |
| Legal Township | 02S |
| Legal Section | 06 |
| Legal Subdivision | SADDLEBACK RIDGE ESTATES SUB 2ND FIL |
| Legal Block | 4 |
| Legal Lot Number | 14 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | LAUREL |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 1403 |
Source: Yellowstone County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2395 RANCH TRAIL RD, LAUREL, MT 59044-3641 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 7, 2021 | Deed of Trust, Mortgage · Line of Credit ALTANA FCU |
| Jul 31, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Feb 27, 2018 | Warranty Deed, Subdivision Related Transfer · VA Mortgage STOCKMAN BK/MT |
| Sep 6, 2017 | Trustee's Deed, Construction Loan · Line of Credit STOCKMAN BK/MT |
| Aug 21, 2017 | Warranty Deed, Transfer AMERICAN TITLE COMPANY, AMERICAN TITLE CO |
| Aug 16, 2017 | Warranty Deed, Transfer AMERICAN TITLE COMPANY, AMERICAN TITLE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2018 · Amount on Record |
| Deed Sale | Feb 27, 2018 · Amount on Record |
| Prior Sale | Aug 21, 2017 |
| Deed Document Number | 20183842327 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 2395 RANCH TRAIL RD, LAUREL, MT 59044-3641 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0003992928 |
|---|---|
| Date | Oct 7, 2021 |
| Instrument | 3992928 |
| Name | ALTANA FCU |
|---|---|
| Type | Credit Union |
| Address | BILLINGS, MT 59102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 6, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 2395 RANCH TRAIL RD, LAUREL, MT 59044-3641 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0003930156 |
|---|---|
| Date | Jul 31, 2020 |
| Instrument | 3930156 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 333 Months |
| Due | Apr 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Feb 27, 2018 |
| Property Address | 2395 RANCH TRAIL RD, LAUREL, MT 59044-3641 |
| Document Number | 0003842327 |
| Instrument Date | Feb 27, 2018 |
| Instrument | 3842327 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 13, 2018 |
| Title Company | FIRST MONTANA TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2395 RANCH TRAIL RD LAUREL MT 590443641, LAUREL, MT 59044-3641 |
| Document Number | 3842328 |
|---|---|
| Date | Feb 27, 2018 |
| Instrument | 3842328 |
| Name | STOCKMAN BK/MT |
|---|---|
| Type | Bank |
| Address | MILES CITY, MT 59301 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 26, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Sep 6, 2017 |
| Property Address | 2395 RANCH TRAIL RD, LAUREL, MT 59044-3641 |
| Instrument Date | Aug 30, 2017 |
| Instrument | 3826474 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 11, 2017 |
| Title Company | FIRST MONTANA TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2070 RANCH TRAIL RD LAUREL MT 590443611, LAUREL, MT 59044-3611 |
| Document Number | 0003826474 |
|---|---|
| Date | Sep 6, 2017 |
| Instrument | 3826474 |
| Name | STOCKMAN BK/MT |
|---|---|
| Type | Bank |
| Address | BILLINGS, MT 59102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 5, 2018 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Aug 21, 2017 |
| Property Address | 2395 RANCH TRAIL RD, LAUREL, MT 59044-3641 |
| Document Number | 0003824475 |
| Instrument Date | Aug 18, 2017 |
| Instrument | 3824475 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2017 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2070 RANCH TRAIL RD LAUREL MT 590443611, LAUREL, MT 59044-3611 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Aug 16, 2017 |
| Property Address | 2395 RANCH TRAIL RD, LAUREL, MT 59044-3641 |
| Document Number | 0003824039 |
| Instrument Date | Aug 11, 2017 |
| Instrument | 3824039 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2017 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 80465 BILLINGS MT 591080465, BILLINGS, MT 59108-0465 |
Source: Yellowstone County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Yellowstone County |
| Elementary School District | Laurel Elementary School District (PK - 08) |
| Secondary School District | Laurel High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $658,200 (-) Land $181,794 Building $476,406 | $658,200 (-) Land $181,794 Building $476,406 | |
| 2025 | $3,301.00 (-3.28%) | $658,200 (+35.8%) Land $181,794 Building $476,406 | $658,200 (+35.8%) Land $181,794 Building $476,406 |
| 2024 | $3,413.00 (+11.17%) | ||
| 2023 | $3,070.00 | $484,700 | $484,700 Land $109,583 Building $375,117 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 40% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Wisp West Fixed Wireless | 100 / 20 |
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