224 Palm Sedge Loop, Elgin, SC 29045 Property Records

Richland County property record for 224 Palm Sedge Loop, Elgin, SC 29045 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	3 Baths
Year Built	Built 2016
Square Footage	4,567 sqft Heated Area
Lot Size	15,833 sqft (0.363 acres)
Garage	762 sqft
Occupancy	Owner Occupied
Last Sale	$403,125 (2016)

Owner

Source: Richland County records · APN 28911-05-04

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	224 PALM SEDGE LOOP, ELGIN, SC 29045-8000
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 17, 2016 · Amount on Record
Deed Sale	Nov 17, 2016 · Amount on Record
Prior Sale	Mar 16, 2015 · Amount on Record
Deed Doc Number	201690820
Deed Book / Page	2165 / 2850
Record Refreshed	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	224 PALM SEDGE LOOP, ELGIN, SC 29045-8000
Document Number	2576/0348
Instrument Date	Jan 07, 2021
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	224 PALM SEDGE LOOP ELGIN SC 290458000, ELGIN, SC 29045-8000

Mortgage

Document Number	2576/0348
Date	Jan 13, 2021
Book Page	002576/000348
Instrument	2461

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2051

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed market value is set for property tax purposes and is not a market price estimate.

Year	Assessed Market Value
2025	$585,300 (+43.35%) Land $81,000 Building $504,300
2023	$408,300 Land $60,000 Building $348,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 4% of South Carolina
Wildfire Likelihood	About 1 in 3,030 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`28911-05-04`
Alternative APNs	`R28911-05-04` `02093157`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	4,567 sqft Heated Area
Gross Area	5,602 sqft Gross Area
1st Floor	2,822 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Hardwood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional Style
Exterior Material	Brick/Stone (Brick and/or Stone) Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	15,833 sqft (0.363 acres)
Parking Spaces	3 Parking Spaces
Garage Area	762 sqft Garage
Porch Area	273 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	02093157
Street Address	224 PALM SEDGE LOOP
City	ELGIN
State	SC
Zip	29045-8000
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 4 105X150X105X150 #SU CROSSING @WOODCREEK PH 1&2 #PR RB1990-2759/2760
Legal Subdivision	WOODCREEK CROSSING
Legal Lot Number	4,105
Jurisdiction	RICHLAND SC
Minor Civil Division	PONTIAC
Census Blockgroup	2
Census Block	2073
Census Tract	11407