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231 Palm Sedge Loop, Elgin, SC 29045 Property Records

Richland County property record for 231 Palm Sedge Loop, Elgin, SC 29045 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms4 Baths
Year BuiltBuilt 2016
Square Footage4,537 sqft Heated Area
Lot Size15,682 sqft (0.36 acres)
Garage409 sqft
Last Sale$411,500 (2016)
Tax Bill$4,027.00 (2025)

Owner

Source: Richland County records · APN 28910-05-25

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2022Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Oct 14, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
QUICKEN LNS
Jul 26, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 19, 2016 · Amount on Record
Deed SaleMay 19, 2016 · Amount on Record
Deed Doc Number201635171
Deed Book / Page2113 / 2162
Record RefreshedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address231 PALM SEDGE LOOP, ELGIN, SC 29045-8000
Transaction TypeMortgage
Record UpdatedApr 11, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0027711395
DateAug 16, 2022
Book Page2771/1395
Instrument2022046449
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address231 PALM SEDGE LOOP, ELGIN, SC 29045-8000
Document Number2545/1270
Instrument DateOct 14, 2020
Transaction TypeMortgage
Record UpdatedJan 08, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address231 PALM SEDGE LOOP ELGIN SC 290458000, ELGIN, SC 29045-8000

Mortgage

Document Number2545/1270
DateOct 27, 2020
Book Page002545/001270
Instrument58356
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueOct 26, 2050

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address231 PALM SEDGE LOOP, ELGIN, SC 29045-8000
Document Number2416/0723
Instrument DateJul 26, 2019
Transaction TypeMortgage
Record UpdatedAug 30, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address231 PALM SEDGE LOOP ELGIN SC 290458000, ELGIN, SC 29045-8000

Mortgage

Document Number2416/0723
DateAug 01, 2019
Book Page002416/000723
Instrument56854
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJul 31, 2049

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityColumbia City
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,027.00 (+17.47%)$576,900 (+44.88%)
2023$3,428.00 (-5.3%)
2021$3,620.00$15,930$398,200 Land $60,000 Building $338,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 4% of South Carolina
Wildfire LikelihoodAbout 1 in 3,030 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN28910-05-25
Alternative APNs
  • R28910-05-25
  • 02093077

Interior

Bedrooms5 Beds
Full Baths4 Baths
Building Area4,537 sqft Heated Area
Gross Area5,368 sqft Gross Area
1st Floor2,286 sqft 1st Floor
Stories2 Stories
Primary FlooringHardwood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleConventional Style
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area15,682 sqft (0.36 acres)
Parking Spaces2 Parking Spaces
Garage Area409 sqft Garage
Porch Area422 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number02093077
Street Address231 PALM SEDGE LOOP
CityELGIN
StateSC
Zip29045-8000
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 60 105X150X105X150 #SU CROSSING @WOODCREEK PH 1&2 #PR RB1990-2759/2760 2113-2180
Legal SubdivisionWOODCREEK CROSSING
Legal Lot Number60,105
JurisdictionRICHLAND SC
Minor Civil DivisionPONTIAC
Census Blockgroup2
Census Block2075
Census Tract11407

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