Hennepin County property record for 248 Lake St, Excelsior, MN 55331
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6 ba · 3,223 sqft · built 2017 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $722,500 (Aug 2005) |
| Tax Bill | $26,754 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-117-23-44-0025 |
| Primary APN | 27-117-23-44-0025 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 4 Half Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,223 sqft Living Area |
| Gross Area | 4,518 sqft |
| 1st Floor Area | 1,336 sqft |
| 2nd Floor Area | 1,718 sqft |
| Basement Area | 811 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 127 ft deep x 50 ft wide |
| Terrain | Wooded |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Porch | Open Porch |
| Porch Area | 296 sqft |
| Deck Area | 266 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 248 LAKE ST |
|---|---|
| City | EXCELSIOR |
| State | MN |
| Zip | 55331-1821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 004 A SEAMANS SUBD OF LOTS 7 & 8 EXCELSIOR 50 X 127 |
| Legal Range | 23 |
| Legal Township | 117 |
| Legal Section | 27 |
| Legal Quarter | 44 |
| Legal Subdivision | SEAMANS SUBD OF LOTS 7 & 8 EXCELSIOR |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | EXCELSIOR |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 27501 |
248 Lake St is owned and occupied by an individual who bought it in August 2005.
Source: Hennepin County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 248 LAKE ST, EXCELSIOR, MN 55331-1821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 22, 2005 · Amount on File |
| Deed Sale | Aug 22, 2005 · Amount on File |
| Deed Document Number | 2005901416 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Apr 24, 2026 |
| Property Address | 248 LAKE ST, EXCELSIOR, MN 55331-1821 |
| Document Number | 0011457301 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 202611457301 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 248 LAKE ST, EXCELSIOR, MN 55331-1821 |
| Document Number | 0011457301, |
|---|---|
| Date | Apr 24, 2026 |
| Instrument | 202611457301 |
| Name | NASA FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 28, 2046 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 248 Lake St was $26,754, up 3.4% from the year before.
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Excelsior City |
| Unified School District | Minnetonka Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $26,754.00 (+3.37%) | $1,911,900 (+0.64%) Land $1,025,000 Building $886,900 | $1,911,900 (+0.64%) Land $1,025,000 Building $886,900 |
| 2024 | $25,882.00 (+23.09%) | $1,899,800 Land $1,037,500 Building $862,300 | $1,899,800 Land $1,037,500 Building $862,300 |
| 2023 | $21,027.00 Homeowner's exemption | ||
| 2022 | $1,571,000 Land $761,000 Building $810,000 | $1,571,000 Land $761,000 Building $810,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 248 Lake St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1987–2014) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 248 Lake St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Excelsior serves 2,483 people · EPA ID MN1270012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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