274 Lake St, Excelsior, MN 55331 Property Records

Hennepin County property record for 274 Lake St, Excelsior, MN 55331 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,109 sqft · built 1915
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$685,000 (Apr 2015)
Tax Bill	$19,245 (2025)
Deeds & Mortgages	May 2021 Line of Credit Mar 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`34-117-23-11-0132`

Property Details

APN / Parcel Number

Primary APN	`34-117-23-11-0132`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	3 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,109 sqft Living Area
Gross Area	3,270 sqft
1st Floor Area	1,406 sqft
Basement Area	703 sqft
Family Room	Family Room
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1915
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	132 ft deep x 55 ft wide
Terrain	Wooded
Garage Type	Detached
Garage Area	672 sqft
Porch	Enclosed Porch
Porch Area	472 sqft
Deck Area	177 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	274 LAKE ST
City	EXCELSIOR
State	MN
Zip	55331-1821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 001 A SEAMANS SUBD OF LOTS 7 & 8 EXCELSIOR 55 X 132
Legal Range	23
Legal Township	117
Legal Section	34
Legal Quarter	11
Legal Subdivision	SEAMANS SUBD OF LOTS 7 & 8 EXCELSIOR
Legal Block	2
Legal Lot Number	1
Jurisdiction	HENNEPIN MN
Township / Civil Division	EXCELSIOR
Census Block Group	2
Census Block	2007
Census Tract	27501

Owner

Source: Hennepin County records · APN 34-117-23-11-0132

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	274 LAKE ST, EXCELSIOR, MN 55331-1821
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jan 27, 2020	Deed of Trust, Mortgage · Line of Credit US BK
Jan 27, 2020	Deed of Trust, Mortgage US BK
May 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BK
May 15, 2017	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 08, 2015 · Amount on Record
Deed Sale	Apr 08, 2015 · Amount on Record
Prior Sale	Dec 27, 2011 · Amount on Record
Deed Document Number	201510179667
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	274 LAKE ST, EXCELSIOR, MN 55331-1821
Transaction Type	Mortgage
Record Updated	Jun 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	274 LAKE ST, EXCELSIOR, MN 55331-1821

Mortgage

Document Number	0A10966353
Date	May 24, 2021
Instrument	A10966353

Lender

Name	US BANK NA
Type	Bank
Address	MADISON, WI 53717

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	357 Months
Due	Feb 19, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	274 LAKE ST, EXCELSIOR, MN 55331-1821
Transaction Type	Mortgage
Record Updated	Apr 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A10933923
Date	Mar 19, 2021
Instrument	A10933923

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 01, 2036

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	274 LAKE ST, EXCELSIOR, MN 55331-1821
Document Number	0010754474
Instrument Date	Jan 27, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	274 LAKE ST EXCELSIOR MN 553311821, EXCELSIOR, MN 55331-1821

Mortgage

Document Number	0010754474
Date	Feb 06, 2020
Instrument	10754474

Lender

Name	US BK
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 05, 2050

Interest

Rate Type	Adjustable Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	274 LAKE ST, EXCELSIOR, MN 55331-1821
Document Number	0010754473
Instrument Date	Jan 27, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	274 LAKE ST EXCELSIOR MN 553311821, EXCELSIOR, MN 55331-1821

Mortgage

Document Number	0010754473
Date	Feb 06, 2020
Instrument	10754473

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42304-0005

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 05, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	274 LAKE ST, EXCELSIOR, MN 55331-1821
Document Number	0010442237
Instrument Date	May 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 09, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	274 LAKE ST EXCELSIOR MN 553311821, EXCELSIOR, MN 55331-1821

Mortgage

Document Number	0010442237
Date	May 26, 2017
Instrument	10442237

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2047

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	274 LAKE ST, EXCELSIOR, MN 55331-1821
Document Number	0010445897
Instrument Date	May 15, 2017
Transaction Type	Mortgage
Record Updated	Jun 29, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	274 LAKE ST EXCELSIOR MN 553311821, EXCELSIOR, MN 55331-1821

Mortgage

Document Number	0010445897
Date	Jun 06, 2017
Instrument	10445897

Lender

Name	US BK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 05, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hennepin County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Excelsior City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,245.00 (+35.04%)	$1,397,900 (+28.25%) Land $984,000 Building $413,900	$1,397,900 (+28.25%) Land $984,000 Building $413,900
2023	$14,251.00 Homeowner's exemption
2022		$1,090,000 Land $731,000 Building $359,000	$1,090,000 Land $731,000 Building $359,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hennepin County (27053C), updated December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270530275012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1987–2014)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2014, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 165 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	2,000 / 1,000
Mediacom Communications	Cable	1,000 / 50
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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