156 Lake St, Excelsior, MN 55331 Property Records

Hennepin County property record for 156 Lake St, Excelsior, MN 55331

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,086 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,410,000 (Jun 2024)
Tax Bill	$18,897 (2025)
Deeds & Mortgages	Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-117-23-44-0029`

Property Details

APN / Parcel Number

Primary APN	`27-117-23-44-0029`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,086 sqft Living Area
Gross Area	3,116 sqft
1st Floor Area	1,315 sqft
2nd Floor Area	1,315 sqft
Basement Area	132 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	13.2 ft deep x 6.8 ft wide
Terrain	Wooded

Exterior Amenities

Porch	Enclosed Porch
Porch Area	510 sqft
Deck Area	480 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	156 LAKE ST
City	EXCELSIOR
State	MN
Zip	55331-1737
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 003 B AUDITORS SUBD. NO. 135 LOT 3 EXCEPT SELY 4.5 FT OF SWLY 40.5 FT OF NELY 73.5 FT THOF IRREGULAR
Legal Range	23
Legal Township	117
Legal Section	27
Legal Quarter	44
Legal Subdivision	AUDITORS SUBD. NO. 135
Legal Block	2
Legal Lot Number	3
Jurisdiction	HENNEPIN MN
Township / Civil Division	EXCELSIOR
Census Block Group	2
Census Block	2005
Census Tract	27501

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	203 ECHO DR, JUPITER, FL 33458-7741
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2024 · Amount on Record
Deed Sale	Jun 14, 2024 · Amount on Record
Prior Sale	May 28, 2002 · Amount on Record
Deed Document Number	202411291425
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	156 LAKE ST, EXCELSIOR, MN 55331-1737
Transaction Type	Mortgage
Record Updated	Jan 2, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 ECHO DR, JUPITER, FL 33458-7741

Mortgage

Document Number	0A11424177
Date	Dec 8, 2025
Instrument	A11424177

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Dec 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.12%
Index	1-Year T-Bill
Max Rate	11.1%

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Excelsior City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,897.00 (-10.45%)	$1,374,100 (-12.13%) Land $943,000 Building $431,100	$1,374,100 (-12.13%) Land $943,000 Building $431,100
2024	$21,103.00 (+32.04%)	$1,563,800 (+29.35%) Land $954,500 Building $609,300	$1,563,800 (+29.35%) Land $954,500 Building $609,300
2023	$15,982.00 Homeowner's exemption
2022		$1,209,000 Land $700,000 Building $509,000	$1,209,000 Land $700,000 Building $509,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1987–2014)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Excelsior serves 2,483 people · EPA ID MN1270012
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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