262 Lake St, Excelsior, MN 55331 Property Records

Hennepin County property record for 262 Lake St, Excelsior, MN 55331

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.25 ba · 3,226 sqft · built 1900
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,250,000 (Jul 2022)
Tax Bill	$14,089 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jul 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`34-117-23-11-0133`

Property Details

APN / Parcel Number

Primary APN	`34-117-23-11-0133`

Interior

Bedrooms	5 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	3,226 sqft Living Area
Gross Area	4,788 sqft
1st Floor Area	1,400 sqft
2nd Floor Area	1,826 sqft
Basement Area	1,056 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2020
Architectural Style	Colonial
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	132 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	506 sqft
Porch	Open Porch
Porch Area	534 sqft
Deck Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	262 LAKE ST
City	EXCELSIOR
State	MN
Zip	55331-1821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 002 A SEAMANS SUBD OF LOTS 7 & 8 EXCELSIOR 55 X 132
Legal Range	23
Legal Township	117
Legal Section	34
Legal Quarter	11
Legal Subdivision	SEAMANS SUBD OF LOTS 7 & 8 EXCELSIOR
Legal Block	2
Legal Lot Number	2
Jurisdiction	HENNEPIN MN
Township / Civil Division	EXCELSIOR
Census Block Group	2
Census Block	2007
Census Tract	27501

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6008 VIRGINIA AVE S, MINNEAPOLIS, MN 55424-1756
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK NA
Jul 7, 2022	Deed, Transfer WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2022 · Amount on Record
Deed Sale	Jul 7, 2022 · Amount on Record
Deed Document Number	202211126053
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	262 LAKE ST, EXCELSIOR, MN 55331-1821
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6008 VIRGINIA AVE S, EDINA, MN 55424-1756

Mortgage

Document Number	0A11433299
Date	Jan 14, 2026
Instrument	A11433299

Lender

Name	MERCHANTS BANK NA
Type	Bank
Address	MINNEAPOLIS, MN 55424

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 6, 2031

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jul 7, 2022
Property Address	262 LAKE ST, EXCELSIOR, MN 55331-1821
Document Number	0A11126053
Instrument Date	Jun 27, 2022
Instrument	A11126053
Transaction Type	Transfer
Record Updated	May 15, 2023
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$4,125.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6008 VIRGINIA AVE S, EDINA, MN 55424-1756

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Excelsior City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,089.00 (+44.59%)	$1,045,000 (+35.71%) Land $1,025,000 Building $20,000	$1,045,000 (+35.71%) Land $1,025,000 Building $20,000
2023	$9,744.00
2022		$770,000 Land $761,000 Building $9,000	$770,000 Land $761,000 Building $9,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1987–2014)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Excelsior serves 2,483 people · EPA ID MN1270012
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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