254 Lake St, Excelsior, MN 55331 Property Records

Hennepin County property record for 254 Lake St, Excelsior, MN 55331

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,082 sqft · built 2024
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$762,500 (Feb 2023)
Tax Bill	$14,116 (2025)
Deeds & Mortgages	Apr 2026 Construction Loan Feb 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`34-117-23-11-0134`

Property Details

APN / Parcel Number

Primary APN	`34-117-23-11-0134`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	3 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,082 sqft Living Area
Gross Area	5,393 sqft
1st Floor Area	1,262 sqft
2nd Floor Area	812 sqft
Basement Area	1,467 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Frame Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	127 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	572 sqft

Exterior Amenities

Porch	Screened Porch
Porch Area	150 sqft
Deck Area	271 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Electric

Location & Zoning

Street Address	254 LAKE ST
City	EXCELSIOR
State	MN
Zip	55331-1821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 003 A SEAMANS SUBD OF LOTS 7 & 8 EXCELSIOR EX ALLEY 55 X 127
Legal Range	23
Legal Township	117
Legal Section	34
Legal Quarter	11
Legal Subdivision	SEAMANS SUBD OF LOTS 7 & 8 EXCELSIOR
Legal Block	2
Legal Lot Number	3
Jurisdiction	HENNEPIN MN
Township / Civil Division	EXCELSIOR
Census Block Group	2
Census Block	2007
Census Tract	27501

Owner

Source: Hennepin County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6008 VIRGINIA AVE S, MINNEAPOLIS, MN 55424-1756
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Deed of Trust, Mortgage · Construction Mortgage FIRST BANK AND TRUST COMPANY
Feb 3, 2023	Warranty Deed, Transfer WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGENCY
Feb 3, 2023	Deed, Transfer WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGENCY
Nov 8, 2021	Intrafamily Transfer, Transfer
Sep 17, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2023 · Amount on Record
Deed Sale	Feb 3, 2023 · Amount on Record
Prior Sale	Feb 3, 2023 · Amount on Record
Deed Document Number	202311179872
Prior Transfer Date	Aug 19, 2021
Prior Transfer Doc	0011019428
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Recording Date	Apr 3, 2026
Property Address	254 LAKE ST, EXCELSIOR, MN 55331-1821
Document Number	0011452104
Instrument Date	Apr 3, 2026
Instrument	202611452104
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6008 VIRGINIA AVE S, MINNEAPOLIS, MN 55424-1756

Mortgage

Document Number	0011452104,
Date	Apr 3, 2026
Instrument	202611452104

Lender

Name	FIRST BANK AND TRUST COMPANY

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Oct 3, 2026

Interest

Rate	6%
Max Rate	-1%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Feb 3, 2023
Property Address	254 LAKE ST, EXCELSIOR, MN 55331-1821
Document Number	0A11179870
Instrument Date	Jan 31, 2023
Instrument	A11179870
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$2,516.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6008 VIRGINIA AVE S, EDINA, MN 55424-1756

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HENNEPIN MN
Recording Date	Feb 3, 2023
Property Address	254 LAKE ST, EXCELSIOR, MN 55331-1821
Document Number	0A11179872
Instrument Date	Jan 27, 2023
Instrument	A11179872
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$2,516.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6008 VIRGINIA AVE S, EDINA, MN 55424-1756

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENNEPIN MN
Recording Date	Nov 8, 2021
Property Address	254 LAKE ST, EXCELSIOR, MN 55331-1821
Document Number	0A11041587
Instrument Date	Oct 29, 2021
Instrument	A11041587
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4821 VANDERVORK AVE, EDINA, MN 55436-1477

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENNEPIN MN
Recording Date	Sep 17, 2021
Property Address	254 LAKE ST, EXCELSIOR, MN 55331-1821
Document Number	0A11019428
Instrument Date	Aug 19, 2021
Instrument	A11019428
Transaction Type	Transfer
Record Updated	Oct 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4821 VANDERVORK AVE, EDINA, MN 55436-1477

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Excelsior City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,116.00 (+0.97%)	$1,046,900 (-1.52%) Land $1,025,000 Building $21,900	$1,046,900 (-1.52%) Land $1,025,000 Building $21,900
2024	$13,981.00 (+63.37%)	$1,063,100 (+35.25%) Land $1,037,500 Building $25,600	$1,063,100 (+35.25%) Land $1,037,500 Building $25,600
2023	$8,558.00
2022		$786,000 Land $761,000 Building $25,000	$786,000 Land $761,000 Building $25,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1987–2014)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Excelsior serves 2,483 people · EPA ID MN1270012
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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