Bay County property record for 247 Eagle Dr, Panama City Beach, FL 32407
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,170 sqft · built 1997 |
| Lot Size | 0.36 acres (15,725 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $26,000 (Oct 1996) |
| Tax Bill | $1,628 (2025) |
| Deeds & Mortgages | Sep 2023 Transfer Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 34024-364-000 |
| Primary APN | 34024-364-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,170 sqft Heated Area |
| Gross Area | 3,048 sqft |
| 1st Floor Area | 2,170 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 15,725 sqft (0.36 acres) |
| Lot Dimensions | 150 ft deep x 105 ft wide |
| Garage Area | 484 sqft |
| Driveway | Driveway |
| Driveway Area | 1,178 sqft |
| Pool Area | 288 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 394 sqft |
| Patio Area | 100 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 247 EAGLE DR |
|---|---|
| City | PANAMA CITY BEACH |
| State | FL |
| Zip | 32407-2821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PCB12 |
| Legal Description | COLONY SUBD PHASE 1 LOT 64 BLK A ORB 4735 P 1370 |
| Legal Range | 16W |
| Legal Township | 03S |
| Legal Section | 22 |
| Legal Subdivision | COLONY |
| Legal Phase | 1 |
| Legal Block | A |
| Legal Lot Number | 64 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY BEACHES |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 2703 |
247 Eagle Dr is owned and occupied by two individuals who acquired it in September 2023.
Source: Bay County records, as of January 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | 247 EAGLE DR, PANAMA CITY, FL 32407-2821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Nov 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Deed Names | 4 Names on Deed |
|---|---|
| Last Sale | Oct 11, 1996 · Amount on File |
| Deed Sale | Oct 11, 1996 · Amount on File |
| Deed Document Number | 0016641474 |
| Deed Book / Page | 34024 |
| Last Transfer Date | Sep 28, 2023 |
| Transfer Doc | 0047351370 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Sep 28, 2023 |
| Property Address | 247 EAGLE DR, PANAMA CITY BEACH, FL 32407-2821 |
| Document Number | 0047351370 |
| Book / Page | 4735 / 1370 |
| Instrument Date | Sep 27, 2023 |
| Instrument | 2023061823 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 247 EAGLE DR, PANAMA CITY, FL 32407-2821 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 247 EAGLE DR, PANAMA CITY, FL 32407-2821 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 247 EAGLE DR, PANAMA CITY BEACH, FL 32407-2821 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 247 EAGLE DR, P C BEACH, FL 32407-2821 |
| Document Number | 0043301638 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 4330/1638 |
| Instrument | 2020080568 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 247 Eagle Dr was $1,628 with exemptions applied.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City Beach |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,628.00 Homeowner's exemption Disabled Person's exemption Widower's exemption | $197,402 | $265,598 Land $63,759 Building $201,839 |
| 2023 | $1,974.00 (+7.52%) Homeowner's exemption Disabled Person's exemption | $186,251 (+3%) | $242,639 (+7.53%) Land $47,057 Building $195,582 |
| 2022 | $1,836.00 Homeowner's exemption Disabled Person's exemption | $180,826 | $225,646 Land $44,001 Building $181,645 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 247 Eagle Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 175 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 175 in force |
| Nearby Flood Claims | 65 (1978–2022) |
| Claims Outside the SFHA | 47 of 65 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 247 Eagle Dr is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PANAMA CITY BEACH serves 67,205 people · EPA ID FL1030515 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
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