247 Eagle Dr, Panama City Beach, FL 32407 Property Records

Bay County property record for 247 Eagle Dr, Panama City Beach, FL 32407

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,170 sqft · built 1997
Lot Size0.36 acres (15,725 sqft)
Owner2 Individual Names on File
Last Sale$26,000 (Oct 1996)
Tax Bill$1,628 (2025)
Deeds & MortgagesSep 2023 Transfer
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN34024-364-000

Property Details

APN / Parcel Number

Primary APN34024-364-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,170 sqft Heated Area
Gross Area3,048 sqft
1st Floor Area2,170 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area15,725 sqft (0.36 acres)
Lot Dimensions150 ft deep x 105 ft wide
Garage Area484 sqft
DrivewayDriveway
Driveway Area1,178 sqft

Exterior Amenities

Pool Area288 sqft
PorchPorch
Porch Area394 sqft
Patio Area100 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address247 EAGLE DR
CityPANAMA CITY BEACH
StateFL
Zip32407-2821
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePCB12
Legal DescriptionCOLONY SUBD PHASE 1 LOT 64 BLK A ORB 4735 P 1370
Legal Range16W
Legal Township03S
Legal Section22
Legal SubdivisionCOLONY
Legal Phase1
Legal BlockA
Legal Lot Number64
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY BEACHES
Census Block Group1
Census Block1025
Census Tract2703

Owner

247 Eagle Dr is owned and occupied by two individuals who acquired it in September 2023.

Source: Bay County records, as of January 23, 2026

Owner of Record2 Individual Names on File
Co-owner2 Co-owners on File
Mailing Address247 EAGLE DR, PANAMA CITY, FL 32407-2821
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Nov 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names4 Names on Deed
Last SaleOct 11, 1996 · Amount on File
Deed SaleOct 11, 1996 · Amount on File
Deed Document Number0016641474
Deed Book / Page34024
Last Transfer DateSep 28, 2023
Transfer Doc0047351370
Record UpdatedJun 8, 2026

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBAY FL
Recording DateSep 28, 2023
Property Address247 EAGLE DR, PANAMA CITY BEACH, FL 32407-2821
Document Number0047351370
Book / Page4735 / 1370
Instrument DateSep 27, 2023
Instrument2023061823
Transaction TypeTransfer
Record UpdatedOct 24, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address247 EAGLE DR, PANAMA CITY, FL 32407-2821

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address247 EAGLE DR, PANAMA CITY, FL 32407-2821

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY FL
Property Address247 EAGLE DR, PANAMA CITY BEACH, FL 32407-2821
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address247 EAGLE DR, P C BEACH, FL 32407-2821

Mortgage

Document Number0043301638
DateNov 30, 2020
Book Page4330/1638
Instrument2020080568
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressBREA, CA 92821
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 247 Eagle Dr was $1,628 with exemptions applied.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City Beach
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,628.00 Homeowner's exemption Disabled Person's exemption Widower's exemption$197,402$265,598 Land $63,759 Building $201,839
2023$1,974.00 (+7.52%) Homeowner's exemption Disabled Person's exemption$186,251 (+3%)$242,639 (+7.53%) Land $47,057 Building $195,582
2022$1,836.00 Homeowner's exemption Disabled Person's exemption$180,826$225,646 Land $44,001 Building $181,645

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 247 Eagle Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 175 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies175 in force
Nearby Flood Claims65 (1978–2022)
Claims Outside the SFHA47 of 65
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Frances, Sep 2004 · 2 claims
  • Hurricane Georges, Sep 1998 · 6 claims
  • Hurricane Opal, Oct 1995 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 247 Eagle Dr is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PANAMA CITY BEACH
serves 67,205 people · EPA ID FL1030515
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionApr 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: T-Mobile.

Nearby Properties on Eagle Dr

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