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246 Eagle Dr, Panama City Beach, FL 32407 Property Records

Bay County property record for 246 Eagle Dr, Panama City Beach, FL 32407

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,963 sqft · built 1983
Lot Size0.327 acres (14,244 sqft)
OwnerIndividual Name on File
Last Sale$46,600 (Aug 2024)
Tax Bill$2,622 (2025)
Deeds & MortgagesJun 2026 Sale
Oct 2019 Sale
Flood ZoneZone X (minimal risk)
APN34024-349-000

Property Details

APN / Parcel Number

Primary APN34024-349-000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,963 sqft Living Area
Gross Area2,425 sqft
1st Floor Area1,789 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1995
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area14,244 sqft (0.327 acres)
Lot Dimensions150 ft deep x 95 ft wide
Garage TypeAttached
Garage Area462 sqft
DrivewayDriveway

Exterior Amenities

Pool Area288 sqft
PorchFlorida Room
Porch Area228 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address246 EAGLE DR
CityPANAMA CITY BEACH
StateFL
Zip32407-2820
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePCB12
Legal DescriptionCOLONY SUBD PHASE 1 LOT 49 BLK A ORB 4829 P 448
Legal Range16W
Legal Township03S
Legal Section22
Legal SubdivisionCOLONY SUBD
Legal Phase1
Legal BlockA
Legal Lot Number49
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY BEACHES
Census Block Group1
Census Block1025
Census Tract2703

Owner

246 Eagle Dr is owned and occupied by an individual who bought it in August 2024.

Source: Bay County records, as of June 30, 2026

Owner of RecordIndividual Name on File
Mailing Address246 EAGLE DR, PANAMA CITY BEACH, FL 32407-2820
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2026Special Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Oct 18, 2019Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 8, 2024 · Amount on File
Deed SaleAug 8, 2024 · Amount on File
Prior SaleOct 4, 2000 · Amount on File
Deed Document Number202446839
Deed Book / Page4829 / 448
Record UpdatedOct 29, 2026

June 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionBAY FL
Recording DateJun 8, 2026
Property Address246 EAGLE DR, PANAMA CITY BEACH, FL 32407-2820
Document Number0000034515
Book / Page5042 / 2227
Instrument DateJun 8, 2026
Instrument202634515
Transaction TypeTransfer
Record UpdatedJun 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address246 EAGLE DR, PANAMA CITY BEACH, FL 32407-2820

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBAY FL
Recording DateOct 18, 2019
Property Address246 EAGLE DR, PANAMA CITY BEACH, FL 32407-2820
Document Number0041810364
Book / Page004181 / 000364
Instrument DateOct 17, 2019
Instrument91450
Transaction TypeTransfer
Record UpdatedNov 20, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1780 LYNN HAVEN FL 324445980, LYNN HAVEN, FL 32444-5980

Tax Assessment & Valuation

The 2025 property tax bill for 246 Eagle Dr was $2,622, up 36.6% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City Beach
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,622.00 (+36.63%)$240,299 Land $63,759 Building $176,540$240,299 Land $63,759 Building $176,540
2024$1,919.00 (+3.73%)
2023$1,850.00 (+10.18%) Homeowner's exemption$172,765 (+3%)$226,990 (+12.6%) Land $47,057 Building $179,933
2022$1,679.00 Homeowner's exemption$167,733$201,598 Land $44,001 Building $157,597

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 246 Eagle Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 175 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies175 in force
Nearby Flood Claims65 (1978–2022)
Claims Outside the SFHA47 of 65
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Frances, Sep 2004 · 2 claims
  • Hurricane Georges, Sep 1998 · 6 claims
  • Hurricane Opal, Oct 1995 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 246 Eagle Dr is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PANAMA CITY BEACH
serves 67,205 people · EPA ID FL1030515
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionApr 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: T-Mobile.

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