252 Eagle Dr, Panama City Beach, FL 32407 Property Records

Bay County property record for 252 Eagle Dr, Panama City Beach, FL 32407

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,462 sqft · built 1996
Lot Size	0.413 acres (17,990 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Nov 2021)
Tax Bill	$3,141 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34024-376-000`

Property Details

APN / Parcel Number

Primary APN	`34024-376-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,462 sqft Living Area
Gross Area	2,924 sqft
1st Floor Area	1,962 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2016
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	17,990 sqft (0.413 acres)
Lot Dimensions	150 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	462 sqft
Driveway	Driveway
Driveway Area	896 sqft
Porch	Florida Room
Porch Area	554 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	252 EAGLE DR
City	PANAMA CITY BEACH
State	FL
Zip	32407-2820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PCB12
Legal Description	COLONY SUBD PHASE I BEG 50 E & 6.3 S & 140 SELY OFSE COR OF LOT 69 BLK A CLNY SUB NELY 150 SELY 120 SWLY 150 NWLY 120 TO POB AKA LOT 76 BLK B ORB 4489 P 250
Legal Range	16W
Legal Township	03S
Legal Section	22
Legal Subdivision	COLONY SUBD
Legal Phase	1
Legal Block	A
Legal Lot Number	69
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY BEACHES
Census Block Group	1
Census Block	1026
Census Tract	2703

Owner

252 Eagle Dr is owned and occupied by two individuals who bought it in November 2021.

Source: Bay County records, as of January 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	252 EAGLE DR, PANAMA CITY BEACH, FL 32407-2820
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Nov 22, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 13, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2021 · Amount on File
Deed Sale	Nov 22, 2021 · Amount on File
Deed Document Number	202188878
Deed Book / Page	4489 / 250
Prior Transfer Date	Aug 9, 2017
Prior Transfer Doc	0039980474
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	252 EAGLE DR, PANAMA CITY BEACH, FL 32407-2820
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	252 EAGLE DR, PANAMA CITY BEACH, FL 32407-2820

Mortgage

Document Number	0045901694
Date	Jul 22, 2022
Book Page	4590/1694
Instrument	2022054545

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 5, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Nov 22, 2021
Property Address	252 EAGLE DR, PANAMA CITY BEACH, FL 32407-2820
Document Number	0044890250
Book / Page	4489 / 250
Instrument Date	Nov 19, 2021
Instrument	2021088878
Transaction Type	Transfer
Record Updated	Dec 10, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,010.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	252 EAGLE DR, 252, PANAMA CITY BEACH, FL 32407-2820

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	252 EAGLE DR, PANAMA CITY BEACH, FL 32407-2820
Investor	Possibly a Property Investor

Mortgage

Document Number	4489252
Date	Nov 22, 2021
Instrument	4489/252

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Apr 13, 2018
Property Address	252 EAGLE DR, PANAMA CITY BEACH, FL 32407-2820
Document Number	0039980474
Book / Page	003998 / 000474
Instrument Date	Apr 9, 2018
Instrument	21677
Transaction Type	Transfer
Record Updated	May 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	252 EAGLE DR PANAMA CITY BEACH FL 324072820, PANAMA CITY BEACH, FL 32407-2820

Tax Assessment & Valuation

The 2025 property tax bill for 252 Eagle Dr was $3,141 with a homeowner's exemption, down 13.9% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City Beach
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,141.00 (-13.87%) Homeowner's exemption	$325,980	$398,150 Land $57,383 Building $340,767
2024	$3,647.00 (+2.47%)
2023	$3,559.00 (+17.81%) Homeowner's exemption	$307,566 (+3%)	$386,038 (+5.51%) Land $42,351 Building $343,687
2022	$3,021.00 Homeowner's exemption	$298,608	$365,861 Land $39,600 Building $326,261

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 252 Eagle Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 175 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	175 in force
Nearby Flood Claims	65 (1978–2022)
Claims Outside the SFHA	47 of 65
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims Hurricane Georges, Sep 1998 · 6 claims Hurricane Opal, Oct 1995 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 252 Eagle Dr is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PANAMA CITY BEACH serves 67,205 people · EPA ID FL1030515
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Apr 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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