242 Eagle Dr, Panama City Beach, FL 32407 Property Records

Bay County property record for 242 Eagle Dr, Panama City Beach, FL 32407

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,154 sqft · built 1994
Lot Size	0.358 acres (15,638 sqft)
Owner	Trust Name on File
Last Sale	$515,000 (Nov 2025)
Tax Bill	$3,389 (2025)
Deeds & Mortgages	Nov 2025 Sale Nov 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34024-350-000`

Property Details

APN / Parcel Number

Primary APN	`34024-350-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,154 sqft Heated Area
Gross Area	3,025 sqft
1st Floor Area	2,154 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1999
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	15,638 sqft (0.358 acres)
Lot Dimensions	152 ft deep x 103 ft wide
Garage Area	504 sqft
Driveway	Driveway
Driveway Area	960 sqft

Exterior Amenities

Pool Area	312 sqft
Porch	Porch
Porch Area	367 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	242 EAGLE DR
City	PANAMA CITY BEACH
State	FL
Zip	32407-2820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PCB12
Legal Description	COLONY SUBD PHASE 1 LOT 50 BLK A ORB 4185 P 690
Legal Range	16W
Legal Township	03S
Legal Section	22
Legal Subdivision	COLONY
Legal Phase	1
Legal Block	A
Legal Lot Number	50
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY BEACHES
Census Block Group	1
Census Block	1025
Census Tract	2703

Owner

242 Eagle Dr is owner-occupied and held in a trust since November 2025.

Source: Bay County records, as of January 23, 2026

Owner of Record	Trust Name on File
Co-owner	2 Co-owners on File
Mailing Address	5584 CORTE DEL MAR, HEMET, CA 92545-5508
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Warranty Deed, Transfer FLORIDA R/E TITLE LLC, FLORIDA OPEN TITLE LLC
Nov 8, 2021	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Oct 30, 2019	Warranty Deed, Transfer SETCO SERVICES LLC, SETCO SVCS LLC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Nov 18, 2025 · Amount on File
Deed Sale	Nov 18, 2025 · Amount on File
Prior Sale	Oct 30, 2019 · Amount on File
Deed Document Number	2025067068
Deed Book / Page	4974 / 1620
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Nov 18, 2025
Property Address	242 EAGLE DR, PANAMA CITY BEACH, FL 32407-2820
Document Number	0049741620
Book / Page	4974 / 1620
Map Reference	MB 13 PG 19&20
Instrument Date	Nov 10, 2025
Instrument	2025067068
Transaction Type	Transfer
Record Updated	Dec 15, 2025
Title Company	FLORIDA R/E TITLE LLC, FLORIDA OPEN TITLE LLC

Transaction

Amount	Amount on Record
Tax	$3,605.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	242 EAGLE DR, PANAMA CITY BEACH, FL 32407-2820

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5584 CORTE DEL MAR, HEMET, CA 92545-5508

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	242 EAGLE DR, PANAMA CITY BEACH, FL 32407-2820
Transaction Type	Mortgage
Record Updated	Nov 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 EAGLE DR, PANAMA CITY, FL 32407-2820

Mortgage

Document Number	0044831926
Date	Nov 8, 2021
Book Page	4483/1926
Instrument	2021085389

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35224

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 1, 2031

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Oct 30, 2019
Property Address	242 EAGLE DR, PANAMA CITY BEACH, FL 32407-2820
Document Number	0041850690
Book / Page	004185 / 000690
Instrument Date	Oct 29, 2019
Instrument	94645
Transaction Type	Transfer
Record Updated	Nov 20, 2019
Title Company	SETCO SERVICES LLC, SETCO SVCS LLC

Transaction

Amount	Amount on Record
Tax	$2,555.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	718 COUNTY ROAD 88 SW ALEXANDRIA MN 563086116, ALEXANDRIA, MN 56308-6116

Tax Assessment & Valuation

The 2025 property tax bill for 242 Eagle Dr was $3,389 with exemptions applied, down 6.9% from the year before.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City Beach
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,389.00 (-6.87%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$353,735 (+2.9%)	$381,221 (+2.12%) Land $63,759 Building $317,462
2024	$3,639.00 (+2.28%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$343,766 (+3%)	$373,298 (+2.36%) Land $58,501 Building $314,797
2023	$3,558.00 (+11.4%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$333,753 (+3%)	$364,683 (+5.79%) Land $47,057 Building $317,626
2022	$3,194.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$324,032	$344,713 Land $44,001 Building $300,712

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 242 Eagle Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 175 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	175 in force
Nearby Flood Claims	65 (1978–2022)
Claims Outside the SFHA	47 of 65
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims Hurricane Georges, Sep 1998 · 6 claims Hurricane Opal, Oct 1995 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 242 Eagle Dr is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PANAMA CITY BEACH serves 67,205 people · EPA ID FL1030515
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Apr 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Nearby Properties on Eagle Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures