240 Eagle Dr, Panama City Beach, FL 32407 Property Records

Bay County property record for 240 Eagle Dr, Panama City Beach, FL 32407

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 6,304 sqft · built 2022
Lot Size	0.649 acres (28,270 sqft)
Owner	Individual Name on File
Last Sale	$1,125,000 (Jul 2023)
Tax Bill	$9,830 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Aug 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34024-388-000`

Property Details

APN / Parcel Number

Primary APN	`34024-388-000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	6,304 sqft Living Area
Gross Area	7,204 sqft
1st Floor Area	3,658 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	28,270 sqft (0.649 acres)
Lot Dimensions	202 ft deep x 149 ft wide
Garage Type	Attached
Garage Area	900 sqft
Driveway	Driveway
Driveway Area	528 sqft
Pool Area	576 sqft
Porch	Florida Room

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	240 EAGLE DR
City	PANAMA CITY BEACH
State	FL
Zip	32407-2820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PCB12
Legal Description	COLONY SUB PHASE 2 LOT 79 BLK B ORB 4706 P 81
Legal Range	16W
Legal Township	03S
Legal Section	22
Legal Subdivision	COLONY SUB PHASE 2
Legal Phase	2
Legal Block	B
Legal Lot Number	79
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY BEACHES
Census Block Group	1
Census Block	1026
Census Tract	2703

Owner

240 Eagle Dr is owned and occupied by an individual who bought it in July 2023.

Source: Bay County records, as of January 5, 2026

Owner of Record	Individual Name on File
Mailing Address	240 EAGLE DR, PANAMA CITY BEACH, FL 32407-2820
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Warranty Deed, Transfer · Conventional Mortgage TYNDALL FCU
Aug 2, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jan 2, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2023 · Amount on File
Deed Sale	Jul 5, 2023 · Amount on File
Prior Sale	Jan 2, 2020 · Amount on File
Deed Document Number	202341463
Deed Book / Page	4706 / 81
Prior Transfer Date	Jul 29, 2021
Prior Transfer Doc	0044412066
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jul 5, 2023
Property Address	240 EAGLE DR, PANAMA CITY BEACH, FL 32407-2820
Document Number	0047060081
Book / Page	4706 / 81
Map Reference	MB 14 PG 39
Instrument Date	Jun 30, 2023
Instrument	2023041463
Transaction Type	Transfer
Record Updated	Jul 31, 2023
Title Company	NOT AVAILABLE, BEACH LAND AND TTL SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,875.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	804 PLANTATION WAY, PANAMA CITY, FL 32404-8603

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 COLONY BAY HARBOUR DR, PANAMA CITY BEACH, FL 32407-2814

Mortgage

Document Number	0000470684
Date	Jul 5, 2023
Instrument	4706/84

Lender

Name	TYNDALL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAY FL
Recording Date	Aug 2, 2021
Property Address	240 EAGLE DR, PANAMA CITY BEACH, FL 32407-2820
Document Number	0044412066
Book / Page	4441 / 2066
Map Reference	MB 14 PG 39
Instrument Date	Jul 29, 2021
Instrument	2021059036
Transaction Type	Transfer
Record Updated	Jan 15, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 PLANTATION WAY, PANAMA CITY, FL 32404-8603

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jan 2, 2020
Property Address	240 EAGLE DR, PANAMA CITY BEACH, FL 32407-2820
Document Number	0042070001
Book / Page	004207 / 000001
Instrument Date	Dec 30, 2019
Instrument	269
Transaction Type	Transfer
Record Updated	Jan 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$924.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	804 PLANTATION WAY PANAMA CITY FL 324048603, PANAMA CITY, FL 32404-8603

Tax Assessment & Valuation

The 2025 property tax bill for 240 Eagle Dr was $9,830 with a homeowner's exemption, down 19% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City Beach
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,830.00 (-19.02%) Homeowner's exemption	$938,866	$1,030,286 Land $76,511 Building $953,775
2024	$12,139.00 (+7.31%)
2023	$11,312.00 (+789.31%)	$1,003,405 (+812.17%) Land $79,996 Building $923,409	$1,003,405 (+812.17%) Land $79,996 Building $923,409
2022	$1,272.00	$110,002 Land $110,002	$110,002 Land $110,002

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 240 Eagle Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 175 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	175 in force
Nearby Flood Claims	65 (1978–2022)
Claims Outside the SFHA	47 of 65
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims Hurricane Georges, Sep 1998 · 6 claims Hurricane Opal, Oct 1995 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 240 Eagle Dr is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PANAMA CITY BEACH serves 67,205 people · EPA ID FL1030515
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Apr 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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