2468 Hwy 98 E, Carrabelle, FL 32322 Property Records

Franklin County property record for 2468 Hwy 98 E, Carrabelle, FL 32322

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,050 sqft · built 1991
Lot Size0.319 acres (13,896 sqft)
OwnerCompany Name on Record
Last Sale$525,000 (Oct 2022)
Tax Bill$5,378 (2025)
Deeds & MortgagesJul 2024 Sale
Oct 2022 Sale & Mortgage
Flood ZoneZone VE (high risk)
APN12-07S-04W-3140-000B-0005

Property Details

APN / Parcel Number

Primary APN12-07S-04W-3140-000B-0005
Alternative APN
  • 04W07S123140000B0005

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,050 sqft Living Area
Gross Area1,278 sqft
1st Floor Area1,050 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2024
Architectural StyleBungalow
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,896 sqft (0.319 acres)
Lot Dimensions232 ft deep x 60 ft wide
View / LotBay Front
PorchFinished Screened Porch
Porch Area349 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2468 HIGHWAY 98 E
CityCARRABELLE
StateFL
Zip32322-2217
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLOCK B LOT 5 UNIT 1 GULF WYNN SUBD OR 181/323 OR 254/84 OR 565/303 719/580 850/755 1031/576 1347/364 1396/589
Legal Range04W
Legal Township07S
Legal Section12
Legal SubdivisionGULF WYNN SUBD
Legal BlockB
Legal Lot Number5
Legal Unit1
JurisdictionFRANKLIN FL
Township / Civil DivisionCARRABELLE
Census Block Group1
Census Block1005
Census Tract970102

Owner

Source: Franklin County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address1721 ELLENBURG RD, QUITMAN, GA 31643-4861
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jul 11, 2024Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Oct 3, 2022Warranty Deed, Transfer · Conventional Mortgage
AXIA FINANCIAL LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 3, 2022 · Amount on Record
Deed SaleOct 3, 2022 · Amount on Record
Prior SaleMar 21, 2011 · Amount on Record
Deed Document Number20225656
Deed Book / Page1347 / 364
Record UpdatedSep 20, 2026

July 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateJul 11, 2024
Property Address2468 HIGHWAY 98 E, CARRABELLE, FL 32322-2217
Document Number0019003370
Book / Page1396 / 589
Map ReferenceMB 4 PG 6-A
Instrument DateJul 10, 2024
Instrument202419003370
Transaction TypeTransfer
Record UpdatedJan 6, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$5,250.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2243 TRESCOTT DR, TALLAHASSEE, FL 32308-0927

Transferred To (Grantee/Buyer)

NameVerified Name
Address1721 ELLENBURG RD, QUITMAN, GA 31643-4861

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateOct 3, 2022
Property Address2468 HIGHWAY 98 E, CARRABELLE, FL 32322-2217
Document Number0019005656
Book / Page1347 / 364
Map ReferenceMB 4 PG 6-A
Instrument DateSep 30, 2022
Instrument202219005656
Transaction TypeTransfer
Record UpdatedJan 6, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,675.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6035 JIM CROW RD, FLOWERY BRANCH, GA 30542-2598

Transferred To (Grantee/Buyer)

NameVerified Name
Address243 INDIES RD, RAMROD KEY, FL 33042-5401

Mortgage

Document Number0000000366
DateOct 3, 2022
Instrument1347/366
Lender
NameAXIA FINANCIAL LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2052

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,378.00 (+143.57%)$575,481 (+149.76%) Land $115,000 Building $460,481$575,481 (+149.76%) Land $115,000 Building $460,481
2024$2,208.00 (+4.4%)$230,415 (+8.72%) Land $115,000 Building $115,415$230,415 (+8.72%) Land $115,000 Building $115,415
2023$2,115.00 (+8.46%)$211,941 (+3.06%) Land $110,000 Building $101,941$211,941 (+3.06%) Land $110,000 Building $101,941
2022$1,950.00$205,648 Land $110,000 Building $95,648$205,648 Land $110,000 Building $95,648

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation19.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 47 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies47 in force
Nearby Flood Claims6 (2005–2018)
Most Recent ClaimOct 2018 · Hurricane Michael
Claims by Event
  • Hurricane Michael, Oct 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLANARK VILLAGE (CITY OF CARRABELLE)
public/private · serves 1,815 people · EPA ID FL1190414
Water SourceGroundwater
Last State InspectionMar 2025
Also Mapped HereCITY OF CARRABELLE WATER SYSTEM
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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