2436 Hwy 98 E, Carrabelle, FL 32322 Property Records

Franklin County property record for 2436 Hwy 98 E, Carrabelle, FL 32322

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,140 sqft · built 1955
Lot Size	0.413 acres (17,990 sqft)
Owner	2 Individual Names on File
Tax Bill	$577 (2025)
Deeds & Mortgages	May 2026 Sale
Flood Zone	Zone VE (high risk)
APN	`12-07S-04W-0000-0140-0000`

Property Details

APN / Parcel Number

Primary APN	`12-07S-04W-0000-0140-0000`
Alternative APN	`04W07S12000001400000`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,140 sqft Living Area
Gross Area	1,308 sqft
1st Floor Area	762 sqft
Upper Floors Area	378 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Bungalow
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,990 sqft (0.413 acres)
Lot Dimensions	200 ft deep x 90 ft wide
Garage Area	168 sqft

Exterior Amenities

Porch	Screened/Unfinished Porch
Porch Area	604 sqft
Deck Area	96 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	None
Heating System	Convection

Location & Zoning

Street Address	2436 HIGHWAY 98 E
City	CARRABELLE
State	FL
Zip	32322-2217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	60 FT WIDE PARCEL IN OR 109-541 OR/165/109 ALSO 30 FT WIDE ADJOINING PARCEL AKA 0150 1044/152 1280/130
Legal Range	04W
Legal Township	07S
Legal Section	12
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	1
Census Block	1033
Census Tract	970102

Owner

2436 Hwy 98 E is owned and occupied by two individuals who acquired it in October 2020.

Source: Franklin County records, as of May 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2436 HIGHWAY 98 E, CARRABELLE, FL 32322-2217
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 26, 2020
Transfer Doc	0019005090
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	May 5, 2026
Property Address	2436 HIGHWAY 98 E, CARRABELLE, FL 32322-2217
Document Number	0000002022
Book / Page	1444 / 124
Instrument Date	May 4, 2026
Instrument	20262022
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2436 HIGHWAY 98 E, CARRABELLE, FL 32322-2217

Tax Assessment & Valuation

The 2025 property tax bill for 2436 Hwy 98 E was $577 with exemptions applied, up 5.7% from the year before.

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$577.00 (+5.68%) Homeowner's exemption Senior Citizen's exemption	$123,303 (+2.9%)	$206,974 (-11.07%) Land $115,000 Building $91,974
2024	$546.00 (+3.21%) Homeowner's exemption Additional exemption filed	$119,828 (+3%)	$232,734 (+25.73%) Land $140,000 Building $92,734
2023	$529.00 (+2.12%) Homeowner's exemption Additional exemption filed	$116,338 (+3%)	$185,105 (+10.74%) Land $110,000 Building $75,105
2022	$518.00 Homeowner's exemption Additional exemption filed	$112,950	$167,151 Land $110,000 Building $57,151

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2436 Hwy 98 E in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	18.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 47 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	6 (2005–2018)
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2436 Hwy 98 E is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANARK VILLAGE (CITY OF CARRABELLE) public/private · serves 1,815 people · EPA ID FL1190414
Water Source	Groundwater
Last State Inspection	Mar 2025
Also Mapped Here	CITY OF CARRABELLE WATER SYSTEM
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20