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  5. Hwy 98 E

2474 Hwy 98 E, Carrabelle, FL 32322 Property Records

Franklin County property record for 2474 Hwy 98 E, Carrabelle, FL 32322

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,191 sqft · built 2019
Lot Size0.319 acres (13,896 sqft)
OwnerIndividual Name on Record
Last Sale$630,000 (Mar 2021)
Tax Bill$5,885 (2025)
Deeds & MortgagesJul 2026 Sale
Mar 2021 Sale & Mortgage
Flood ZoneZone VE (high risk)
APN12-07S-04W-3140-000B-0002

Property Details

APN / Parcel Number

Primary APN12-07S-04W-3140-000B-0002
Alternative APN
  • 04W07S123140000B0002

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,191 sqft Living Area
1st Floor Area2,191 sqft
FlooringTile
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area13,896 sqft (0.319 acres)
Lot Dimensions232 ft deep x 60 ft wide
View / LotBay Front

Exterior Amenities

PorchFinished/Open Porch
Porch Area593 sqft
Boat AccessBoat Access
Boat House450 sqft
Boat LiftBoat Lift

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2474 HIGHWAY 98 E
CityCARRABELLE
StateFL
Zip32322-2217
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLOCK B LOT 2 UNIT 1 GULF WYNN SUBD OR 170/16 ORB 0170 PAGE 0016 OR 241/262 OR/635/89 713/596 984/351 1020/484 1054/103 1054/106 1164/4 1294/123
Legal Range04W
Legal Township07S
Legal Section12
Legal SubdivisionGULF WYNN SUBD
Legal BlockB
Legal Lot Number2
Legal Unit1
JurisdictionFRANKLIN FL
Township / Civil DivisionCARRABELLE
Census Block Group1
Census Block1005
Census Tract970102

Owner

Source: Franklin County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2474 HIGHWAY 98 E, CARRABELLE, FL 32322-2217
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2026Special Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Mar 18, 2021Warranty Deed, Transfer · Conventional Mortgage
NOVA FINANCIAL & INVESTMENT CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 18, 2021 · Amount on Record
Deed SaleMar 18, 2021 · Amount on Record
Prior SaleMar 11, 2016 · Amount on Record
Deed Document Number20211600
Deed Book / Page1294 / 123
Prior Transfer DateMay 15, 2012
Prior Transfer Doc0019005750
Record UpdatedSep 20, 2026

July 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionFRANKLIN FL
Recording DateJul 22, 2026
Property Address2474 HIGHWAY 98 E, CARRABELLE, FL 32322-2217
Document Number0000003303
Book / Page1449 / 711
Instrument DateJun 26, 2026
Instrument20263303
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2474 HIGHWAY 98 E, CARRABELLE, FL 32322-2217

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateMar 18, 2021
Property Address2474 HIGHWAY 98 E, CARRABELLE, FL 32322-2217
Document Number0019001600
Book / Page1294 / 123
Map ReferenceMB 4 PG 6A
Instrument DateMar 3, 2021
Instrument202119001600
Transaction TypeTransfer
Record UpdatedJan 6, 2026
Title CompanyBROKER'S TITLE, BROKERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,410.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5343 GATEWAY DR, TALLAHASSEE, FL 32303-6842

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address7250 W SECRET BLUFF PASS, MARANA, AZ 85658-4983

Mortgage

Document Number0000000125
DateMar 18, 2021
Instrument1294/125
Lender
NameNOVA FINANCIAL & INVESTMENT CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2036

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,885.00 (-1.32%)$630,251 (-0.78%) Land $115,000 Building $515,251$630,251 (-0.78%) Land $115,000 Building $515,251
2024$5,964.00 (+6.18%)$635,188 (+11.19%) Land $115,000 Building $520,188$635,188 (+11.19%) Land $115,000 Building $520,188
2023$5,617.00 (+2.41%)$571,288 (+5.15%) Land $110,000 Building $461,288$571,288 (+5.15%) Land $110,000 Building $461,288
2022$5,485.00$543,296 Land $110,000 Building $433,296$543,296 Land $110,000 Building $433,296

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation19.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 47 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies47 in force
Nearby Flood Claims6 (2005–2018)
Most Recent ClaimOct 2018 · Hurricane Michael
Claims by Event
  • Hurricane Michael, Oct 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLANARK VILLAGE (CITY OF CARRABELLE)
public/private · serves 1,815 people · EPA ID FL1190414
Water SourceGroundwater
Last State InspectionMar 2025
Also Mapped HereCITY OF CARRABELLE WATER SYSTEM
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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